2655 Ginger Hill Rd, Reading, MI 49274 Property Records

Hillsdale County property record for 2655 Ginger Hill Rd, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,344 sqft
Lot Size	1.58 acres (68,997 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Nov 2021)
Tax Bill	$945 (2025)
Deeds & Mortgages	Nov 2021 Sale Nov 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`10-085-001-005`

Property Details

APN / Parcel Number

Primary APN	`10-085-001-005`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Wood Siding
Lot Area	68,997 sqft (1.58 acres)
Lot Width	200 ft Width
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2655 GINGER HILL RD
City	READING
State	MI
Zip	49274-9621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONING
Legal Description	LOT 5 & 6 GINGER HILL HEIGHTS SEC 5 T7S R4W
Legal Range	04W
Legal Township	07S
Legal Section	05
Legal Subdivision	GINGER HILL HEIGHTS
Legal Lot Number	5,6
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	2
Census Block	2037
Census Tract	50400

Owner

Source: Hillsdale County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2655 GINGER HILL RD, READING, MI 49274-9621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Warranty Deed, Transfer
Nov 17, 2021	Warranty Deed, Transfer SERVICELINK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2021 · Amount on Record
Deed Sale	Nov 17, 2021 · Amount on Record
Prior Sale	Nov 17, 2021 · Amount on Record
Deed Book / Page	1812 / 720
Prior Transfer Date	Oct 19, 2009
Prior Transfer Doc	1405/0745
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Nov 17, 2021
Property Address	2655 GINGER HILL RD, READING, MI 49274-9621
Document Number	1812/717
Book / Page	1812 / 717
Map Reference	LB 4 PG 36
Instrument Date	Oct 27, 2021
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Amount	Amount Recorded
Tax	$946.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2655 GINGER HILL RD, 2655, READING, MI 49274-9621

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2655 GINGER HILL RD, READING, MI 49274-9621

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Nov 17, 2021
Property Address	2655 GINGER HILL RD, READING, MI 49274-9621
Document Number	1812/720
Book / Page	1812 / 720
Map Reference	LB 4 PG 36
Instrument Date	Oct 27, 2021
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Tax	$1,505.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2655 GINGER HILL RD, 2655, READING, MI 49274-9621

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7838 E LINDEN CT, TUCSON, AZ 85715-4521

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Reading Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$945.00 (-52.18%) Homeowner's exemption	$108,200 (+6.08%)	$216,240 (+6.04%) Land $20,000 Building $196,240
2023		$102,000	$203,930 Land $20,000 Building $183,930
2021	$1,976.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: DMCI Broadband, Mercury Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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