Niagara County and Wheatfield Town property record for 2655 Ferchen St, Niagara Falls, NY 14304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,080 sqft · built 1990 |
| Lot Size | 0.275 acres (12,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,893 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Dec 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 294000 162.02-2-13 |
| Primary APN | 294000 162.02-2-13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,080 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| 2nd Floor Area | 1,040 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,000 sqft (0.275 acres) |
| Lot Dimensions | 150 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 115 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2655 FERCHEN ST |
|---|---|
| City | NIAGARA FALLS |
| State | NY |
| Zip | 14304-4611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | COUNTRY MEADOWS |
| Legal Block | 2 |
| Legal Lot Number | 13.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | WHEATFIELD |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 22714 |
Source: Niagara County and Wheatfield Town assessment roll, as of April 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2655 FERCHEN ST, NIAGARA FALLS, NY 14304-4611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Dec 11, 2019 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Oct 7, 2022 |
| Transfer Doc | 0000020119 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 2655 FERCHEN ST, NIAGARA FALLS, NY 14304-4611 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2655 FERCHEN ST, NIAGARA FALLS, NY 14304-4611 |
| Document Number | 0000000120 |
|---|---|
| Date | Oct 14, 2022 |
| Instrument | 2022-20120 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 2655 FERCHEN ST, NIAGARA FALLS, NY 14304-4611 |
| Document Number | 0000001644 |
| Instrument Date | Dec 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2020 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 2655 FERCHEN ST NIAGARA FALLS NY 143044611, NIAGARA FALLS, NY 14304-4611 |
| Document Number | 0000001644 |
|---|---|
| Date | Jan 28, 2020 |
| Instrument | 1644 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Niagara County and Wheatfield Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| County Subdivision | Wheatfield Town |
| Unified School District | Niagara-Wheatfield Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,893.00 | $133,400 (-) Land $11,500 Building $121,900 | $370,600 (+11.12%) Land $31,948 Building $338,652 |
| 2023 | $133,400 Land $11,500 Building $121,900 | $333,500 Land $28,750 Building $304,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHEATFIELD WD serves 18,117 people · EPA ID NY3100585 |
|---|---|
| Water Source | Purchased surface water from NIAGARA COUNTY WATER DISTRICT |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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