2655 E Vera Ln, Crete, IL 60417 Property Records

Will County property record for 2655 E Vera Ln, Crete, IL 60417

Property Summary

Property Type	Single Family Home
Details	2,013 sqft · built 1995
Lot Size	0.62 acres (26,864 sqft)
Owner	Company Name on Record
Last Sale	$280,000 (Sep 2011)
Tax Bill	$8,661 (2025)
Deeds & Mortgages	Jan 2023 Transfer Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-16-07-303-026`

Property Details

APN / Parcel Number

Primary APN	`23-16-07-303-026`
Alternative APN	`16073030260000`

Interior

Stories	1 Story
Building Area	2,013 sqft Living Area
Basement Area	2,013 sqft
Unfinished Basement	2,013 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	26,864 sqft (0.62 acres)
Garage Type	Attached
Garage Area	550 sqft

Location & Zoning

Street Address	2655 E VERA LN
City	CRETE
State	IL
Zip	60417-2645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 IN STONE RIDGE UNIT 4, BEING A SUB OF PRT OF E1/2 OF THE SW1/4 OF SEC 7, T34N-R15E.
Legal Range	15E
Legal Township	34N
Legal Section	07
Legal Subdivision	STONE RIDGE
Legal Lot Number	23
Legal Unit	4
Jurisdiction	WILL IL
Township / Civil Division	CRETE
Census Block Group	1
Census Block	1010
Census Tract	883806

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2655 E VERA LN, CRETE, IL 60417-2645
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2023	Intrafamily Transfer, Transfer
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2011 · Amount on Record
Deed Sale	Sep 8, 2011 · Amount on Record
Prior Sale	Nov 17, 1994 · Amount on Record
Deed Document Number	201183662
Prior Transfer Date	Nov 10, 1994
Prior Transfer Doc	0000105070
Record Updated	Oct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	Jan 10, 2023
Property Address	2655 E VERA LN, CRETE, IL 60417-2645
Document Number	0000001445
Map Reference	DOC R92-64587
Instrument Date	Jan 6, 2023
Instrument	R2023001445
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2655 E VERA LN, CRETE, IL 60417-2645

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	2655 E VERA LN, CRETE, IL 60417-2645
Transaction Type	Mortgage
Record Updated	Nov 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000123355
Date	Nov 12, 2021
Instrument	R2021123355

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.37%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Crete Township
Unified School District	Crete-Monee Community Unit School District 201-U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,661.00 (+13.65%)	$108,778 (+5.5%) Land $26,676 Building $82,102	$326,334 (+5.5%) Land $80,028 Building $246,306
2024		$103,107 (+26.01%) Land $25,285 Building $77,822	$309,321 (+26.01%) Land $75,855 Building $233,466
2022	$7,621.00 Homeowner's exemption Senior Citizen's exemption	$81,824 Land $20,066 Building $61,758	$245,472 Land $60,198 Building $185,274

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2024–2026)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-WILLOWBROOK private · serves 5,100 people · EPA ID IL1977870
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Bertram Communications.

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