2655 E Vandalia Rd, Flat Rock, IN 47234 Property Records

Shelby County property record for 2655 E Vandalia Rd, Flat Rock, IN 47234

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 4,728 sqft · built 2010
Lot Size	5.07 acres (220,849 sqft)
Owner	Individual Name on Record
Tax Bill	$3,875 (2025)
Deeds & Mortgages	Jul 2016 Line of Credit May 2016 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`73-15-22-200-018.000-014`

Property Details

APN / Parcel Number

Primary APN	`73-15-22-200-018.000-014`
Alternative APNs	`00921982084` `0051102000`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	4,728 sqft Living Area
1st Floor Area	4,728 sqft
Basement Area	1,411 sqft
Unfinished Basement	1,411 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	220,849 sqft (5.07 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	858 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	347 sqft
Patio Area	564 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00921982084
Street Address	2655 E VANDALIA RD
City	FLAT ROCK
State	IN
Zip	47234-9749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT W2 NE 22 11 7 (6.50-.76-.20-.47) 5.07A
Jurisdiction	SHELBY IN
Township / Civil Division	NOBLE
Census Block Group	2
Census Block	2024
Census Tract	710900

Owner

Source: Shelby County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2655 E VANDALIA RD, FLAT ROCK, IN 47234-9749
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2016	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
May 5, 2016	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO
Feb 22, 2010	Deed of Trust, Mortgage · Construction Mortgage SHELBY COUNTY BANK
Sep 11, 2023	Intrafamily Transfer, Transfer
Jun 30, 2021	Warranty Deed, Transfer NEAR NORTH TITLE GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2009
Deed Sale	Dec 29, 2009
Prior Sale	Dec 29, 2009
Deed Document Number	20098260
Last Transfer Date	Aug 30, 2023
Transfer Doc	2023004315
Record Updated	Sep 20, 2026

July 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IN
Property Address	2655 E VANDALIA RD, FLAT ROCK, IN 47234-9749
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2016003380
Date	Jul 6, 2016
Instrument	2016003380

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	May 25, 2046

May 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IN
Property Address	2655 E VANDALIA RD, FLAT ROCK, IN 47234-9749
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2016001956
Date	May 5, 2016
Instrument	2016001956

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2046

February 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IN
Property Address	2655 E VANDALIA RD, FLAT ROCK, IN 47234-9749
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010000751
Date	Feb 22, 2010
Instrument	2010000751

Lender

Name	SHELBY COUNTY BANK
Address	SHELBYVILLE, IN 46176

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHELBY IN
Recording Date	Sep 11, 2023
Property Address	2655 E VANDALIA RD, FLAT ROCK, IN 47234-9749
Document Number	2023004315
Instrument Date	Aug 30, 2023
Instrument	2023004315
Transaction Type	Transfer
Record Updated	Oct 9, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2655 E VANDALIA RD, FLAT ROCK, IN 47234-9749

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY IN
Recording Date	Jun 30, 2021
Property Address	2655 E VANDALIA RD, FLAT ROCK, IN 47234-9749
Document Number	2021004937
Instrument Date	Jun 15, 2021
Instrument	2021004937
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	NEAR NORTH TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2356 E PR WRENBRIAR LN, SHELBYVILLE, IN 46176-8767
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Shelby County
County Subdivision	Noble Township
Unified School District	Shelby Eastern Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,875.00 (-5.33%) Homeowner's exemption	$483,500 (+6.52%) Land $35,900 Building $447,600	$483,500 (+6.52%) Land $35,900 Building $447,600
2024	$4,093.00 (+4.41%)
2023	$3,920.00 (-9.66%)	$453,900 (-1.02%) Land $39,200 Building $414,700	$453,900 (-1.02%) Land $39,200 Building $414,700
2022	$4,339.00	$458,600 Land $39,200 Building $419,400	$458,600 Land $39,200 Building $419,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	16 (1993–2008)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Jun 2008 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 6 claims Severe Winter Storms And Flooding, Jan 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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