2655 E Penelope Ln, Ontario, CA 91762 Property Records

San Bernardino County property record for 2655 E Penelope Ln, Ontario, CA 91762

Property Summary

Property Type	Planned Unit Development
Details	5 bd · 4 ba · 2,947 sqft · built 2020
Lot Size	0.108 acres (4,693 sqft)
Owner	2 Individual Names on Record
Last Sale	$960,000 (Jul 2026)
Tax Bill	$12,447 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`1073-332-02-0000`

Property Details

APN / Parcel Number

Primary APN	`1073-332-02-0000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,947 sqft Living Area
Gross Area	3,532 sqft
1st Floor Area	1,428 sqft
2nd Floor Area	1,519 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	4,693 sqft (0.108 acres)
Garage Type	Attached
Garage Area	585 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2655 E PENELOPE LN
City	ONTARIO
State	CA
Zip	91762-7394
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	TRACT 18930 LOT 44 BOOK 353 PAGE 39 AND INT IN COMMON AREA
Legal Subdivision	TRACT NO 18930
Legal Tract	18930
Legal Block	1
Legal Lot Number	44
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1007
Census Tract	1908

Owner

Source: San Bernardino County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2655 E PENELOPE LN, ONTARIO, CA 91762-7394
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Grant Deed, Transfer · Conventional Mortgage ML MORTGAGE CORPORATION
Nov 30, 2020	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Sep 9, 2020	Grant Deed, Construction Loan · Line of Credit WESTERN ALLIANCE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2026 · Amount on Record
Deed Sale	Jul 8, 2026 · Amount on Record
Prior Sale	Nov 30, 2020 · Amount on Record
Deed Document Number	2026174544
Record Updated	Sep 20, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 8, 2026
Property Address	2655 E PENELOPE LN, ONTARIO, CA 91762-7394
Document Number	0000174544
Instrument Date	Jun 12, 2026
Instrument	2026174544
Transaction Type	Transfer
Record Updated	Jul 22, 2026
Title Company	CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$106,656.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2655 E PENELOPE LN, ONTARIO, CA 91762-7394

Mortgage

Document Number	0000174545,
Date	Jul 8, 2026
Instrument	2026174545

Lender

Name	ML MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 30, 2020
Property Address	2655 E PENELOPE LN, ONTARIO, CA 91762-7394
Document Number	0000480552
Map Reference	MB 353 PG 39-50
Instrument Date	Oct 8, 2020
Instrument	2020-0480552
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE CO HSD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2655 E PENELOPE LN, ONTARIO, CA 91762-7394

Mortgage

Document Number	0000480553
Date	Nov 30, 2020
Instrument	2020-0480553

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

September 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 9, 2020
Property Address	2655 E PENELOPE LN, ONTARIO, CA 91762-7394
Document Number	0000335383
Instrument Date	Sep 2, 2020
Instrument	335383
Transaction Type	Construction Loan
Record Updated	Sep 25, 2020
Title Company	FNTG BUILDER SERVICES, FNTG BUILDER SVCS

Transaction

Amount	Amount Recorded
Tax	$14,636.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	660 NEWPORT CENTER DR #300 NEWPORT BEACH CA 926606499, 300, NEWPORT BEACH, CA 92660-6499
Investor	Possibly a Property Investor

Mortgage

Document Number	335386
Date	Sep 9, 2020
Instrument	335386

Lender

Name	WESTERN ALLIANCE BK
Type	Bank
Address	4210 RIVERWALK PKWY # 100, RIVERSIDE, CA 92505-3313

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Mountain View Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$704,058 (+2%) Land $253,939 Building $450,119
2025	$12,447.00 (+4.8%) Homeowner's exemption	$690,253 (+4.04%) Land $248,960 Building $441,293
2023	$11,877.00 (+0.85%) Homeowner's exemption	$663,449 Land $239,292 Building $424,157
2022	$11,777.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Inyo Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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