2655 Brook Valley Rd, Frederick, MD 21701 Property Records

Frederick County property record for 2655 Brook Valley Rd, Frederick, MD 21701

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,755 sqft · built 2001
Lot Size0.192 acres (8,344 sqft)
Owner2 Individual Names on Record
Last Sale$775,000 (Sep 2026)
Tax Bill$11,675 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Nov 2018 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-235382

Property Details

APN / Parcel Number

Primary APN02-235382
Alternative APNs
  • 2235382
  • 235382

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,755 sqft Living Area
Gross Area4,155 sqft
1st Floor Area2,368 sqft
Basement Area820 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area8,344 sqft (0.192 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area346 sqft
Patio Area507 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number235382
Street Address2655 BROOK VALLEY RD
CityFREDERICK
StateMD
Zip21701-6801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePND
Legal DescriptionLOT 306 SEC 7A PL 1 8,344 SQ. FT. MILL ISLAND AT WORMANS MILL
Legal SubdivisionISLAND AT WORMANS MILL
Legal Lot Number306
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group2
Census Block2006
Census Tract750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2655 BROOK VALLEY RD, FREDERICK, MD 21701-6801
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2026Deed, Transfer · Conventional Mortgage
HOME MORTGAGE CORPORATION
Nov 1, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 5, 2018Deed, Transfer · ARM
MORGAN STANLEY PRIVATE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2026 · Amount on Record
Deed SaleSep 3, 2026 · Amount on Record
Prior SaleJan 5, 2018 · Amount on Record
Deed Book / Page18035 / 12
Prior Transfer DateSep 20, 2018
Prior Transfer Doc0126960175
Record UpdatedOct 29, 2026

September 2026: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateSep 3, 2026
Property Address2655 BROOK VALLEY RD, FREDERICK, MD 21701-6801
Document Number1803000012
Book / Page18035 / 12
Instrument DateJul 2, 2026
Transaction TypeTransfer
Record UpdatedSep 15, 2026
Title CompanyWESTCOR LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$782,750.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2655 BROOK VALLEY RD, FREDERICK, MD 21701-6801

Mortgage

Document Number1803000020,
DateSep 3, 2026
Book Page18035/20
Lender
NameHOME MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFREDERICK MD
Recording DateNov 1, 2018
Property Address2655 BROOK VALLEY RD, FREDERICK, MD 21701-6801
Document Number0126960175
Book / Page012696 / 000175
Instrument DateSep 20, 2018
Transaction TypeTransfer
Record UpdatedNov 14, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2655 BROOK VALLEY RD FREDERICK MD 217016801, FREDERICK, MD 21701-6801

January 2018: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJan 5, 2018
Property Address2655 BROOK VALLEY RD, FREDERICK, MD 21701-6801
Document Number0122170460
Book / Page12217 / 0460
Map ReferenceMB68 PL191
Instrument DateDec 29, 2017
Instrument12217-0460
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyRGS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,300.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2655 BROOK VALLEY RD, FREDERICK, MD 21701-6801

Mortgage

Document Number0122170466
DateJan 5, 2018
Instrument12217-0466
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueJan 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.99%
Type Change DateJan 1, 2025
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change8.99%
Index1-Year LIBOR
Max Rate8.99%

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$661,733 (+4.24%)$715,600 (+12.73%) Land $146,300 Building $569,300
2025$11,675.00 (+5.68%)$634,800 (+13.11%) Land $116,300 Building $518,500$634,800 (-) Land $116,300 Building $518,500
2024$11,048.00 (+8.57%)
2023$10,176.00$561,200$634,800 Land $116,300 Building $518,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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