2655 1st St S, Willmar, MN 56201 Property Records

Kandiyohi County property record for 2655 1st St S, Willmar, MN 56201

Property Summary

Property Type	Commercial
Details	built 1977
Lot Size	1.37 acres (59,780 sqft)
Owner	2 Individual Names on File
Tax Bill	$22,704 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`95-788-0010`

Property Details

APN / Parcel Number

Primary APN	`95-788-0010`

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	59,780 sqft (1.37 acres)

Location & Zoning

Street Address	2655 1ST ST S
City	WILLMAR
State	MN
Zip	56201-4217
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SUPER 8 ADDITION
Legal Range	035
Legal Township	119
Legal Section	23
Legal Subdivision	SUPER 8 ADDITION
Legal Block	1
Legal Lot Number	1
Jurisdiction	KANDIYOHI MN
Township / Civil Division	WILLMAR
Census Block Group	1
Census Block	1027
Census Tract	781000

Owner

2655 1st St S, a commercial property, is owned by two individuals.

Source: Kandiyohi County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4490 15TH ST NE, WILLMAR, MN 56201-9147
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2022	Deed of Trust, Mortgage · Line of Credit CONCORDE BANK
Jun 22, 2017	Deed of Trust, Mortgage · Commercial Mortgage CONCORDE BANK
Mar 6, 2019	Deed of Trust, Mortgage · Commercial Mortgage CONCORDE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANDIYOHI MN
Property Address	2655 1ST ST S, WILLMAR, MN 56201-4217
Transaction Type	Mortgage
Record Updated	Nov 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000691398
Date	Nov 3, 2022
Instrument	691398

Lender

Name	CONCORDE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 24, 2023

Interest

Rate Type	Fixed Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANDIYOHI MN
Property Address	2655 1ST ST S, WILLMAR, MN 56201-4217
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	643529
Date	Jun 22, 2017
Instrument	643529

Lender

Name	CONCORDE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	108 Months
Due	Dec 9, 2025

Interest

Rate Type	Fixed Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANDIYOHI MN
Property Address	2655 1ST ST S, WILLMAR, MN 56201-4217
Transaction Type	Mortgage
Record Updated	Mar 27, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	656957
Date	Mar 6, 2019
Instrument	656957

Lender

Name	CONCORDE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 15, 2029

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2655 1st St S was $22,704.

Source: Kandiyohi County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Kandiyohi County
Municipality	Willmar City
Unified School District	Willmar Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$22,704.00	$703,400 (-) Land $360,000 Building $343,400	$703,400 (-) Land $360,000 Building $343,400
2025		$703,400 Land $360,000 Building $343,400	$703,400 Land $360,000 Building $343,400
2023	$21,968.00	$703,400 Land $360,000 Building $343,400	$703,400 Land $360,000 Building $343,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2655 1st St S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 9, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2655 1st St S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Willmar serves 21,991 people · EPA ID MN1340016
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2026) action level 15 ppb
Copper	1.66 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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