26549 Cactus Rd, Rocky Mount, MO 65072 Property Records

Morgan County property record for 26549 Cactus Rd, Rocky Mount, MO 65072

Property Summary

Property Type	Single Family Home
Details	1,976 sqft · built 1989
Lot Size	29.5 acres (1,288,069 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,125 (2025)
Deeds & Mortgages	Mar 2022 Construction Loan Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-4.0-20-400-000-001.000`

Property Details

APN / Parcel Number

Primary APN	`14-4.0-20-400-000-001.000`

Interior

Stories	1 Story
Building Area	1,976 sqft Living Area
1st Floor Area	600 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2014
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,288,069 sqft
Garage Area	1,200 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gravity Furnace

Location & Zoning

Street Address	26549 CACTUS RD
City	ROCKY MOUNT
State	MO
Zip	65072-2213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 1/2 N 1/2 SE E OF ROAD
Legal Range	16
Legal Township	41
Legal Section	20
Legal Block	2
Jurisdiction	MORGAN MO
Township / Civil Division	OSAGE
Census Block Group	2
Census Block	2013
Census Tract	470402

Owner

Source: Morgan County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28220 PLAYMOR BEACH RD, ROCKY MOUNT, MO 65072-2434
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Deed of Trust, Mortgage · Construction Mortgage CENTRAL TRUST BANK
Jan 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 13, 2023
Transfer Doc	0000000203
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN MO
Property Address	26549 CACTUS RD, ROCKY MOUNT, MO 65072-2213
Transaction Type	Mortgage
Record Updated	Sep 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28299 SHANNON LN, ROCKY MOUNT, MO 65072-2019

Mortgage

Document Number	0202201772
Date	Mar 31, 2022
Instrument	202201772

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	OSAGE BEACH, MO 65065

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN MO
Property Address	26549 CACTUS RD, ROCKY MOUNT, MO 65072-2213
Transaction Type	Mortgage
Record Updated	Sep 5, 2023
Title Company	NOT AVAILABLE, HUBBARD KAVANAUGH TTL GUARAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 LAGUNA AVE, KEY LARGO, FL 33037-4340

Mortgage

Document Number	0202300298
Date	Jan 23, 2023
Instrument	202300298

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Morgan County
Unified School District	Eldon R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,750 (-) Land $6,880 Building $38,870	$254,700 (-) Land $50,100 Building $204,600
2025	$2,125.00 (+6.04%)	$45,750 (+11.02%)
2024			$254,700 (+11.13%) Land $50,100 Building $204,600
2023	$2,004.00 (+253.44%)	$41,210
2022	$567.00		$229,200 Land $44,400 Building $184,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 82% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
Wisper ISP Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

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