2654 W Temperance Rd, Temperance, MI 48182 Property Records

Monroe County property record for 2654 W Temperance Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,139 sqft · built 2001
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on File
Last Sale	$396,600 (Aug 2017)
Tax Bill	$6,900 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-017-062-00`

Property Details

APN / Parcel Number

Primary APN	`02-017-062-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,139 sqft Living Area
Basement Area	1,295 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Lot Area	871,200 sqft (20 acres)
Garage Area	775 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Utility Building	2,275 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2654 W TEMPERANCE RD
City	TEMPERANCE
State	MI
Zip	48182-9473
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	SEC 17 T8S R7E 10 ACRES COM 1567.9 FT S 89D 48M 20S W FROM SE COR SEC 17 TH CONT S 89D 48M 20S W 30 FT TH N 0D 15M 20S E
Legal Range	07E
Legal Township	08S
Legal Section	17
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2003
Census Tract	833100

Owner

2654 W Temperance Rd is owned and occupied by two individuals who bought it in August 2017.

Source: Monroe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2654 W TEMPERANCE RD, TEMPERANCE, MI 48182-9473
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Deed of Trust, Mortgage · Line of Credit LOC FCU
Oct 15, 2020	Deed of Trust, Mortgage QUICKEN LOANS LLC
Jul 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Aug 15, 2017	Warranty Deed, Transfer · Conventional Mortgage MONROE BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2017 · Amount on File
Deed Sale	Aug 15, 2017 · Amount on File
Prior Sale	Jan 9, 2013 · Amount on File
Deed Document Number	201716732
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	2654 W TEMPERANCE RD, TEMPERANCE, MI 48182-9473
Transaction Type	Mortgage
Record Updated	Jul 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2654 W TEMPERANCE RD, TEMPERANCE, MI 48182-9473

Mortgage

Document Number	0000009391
Date	Jun 20, 2023
Instrument	2023R09391

Lender

Name	LOC FCU
Type	Credit Union
Address	FARMINGTON, MI 48336

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 19, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	2654 W TEMPERANCE RD, TEMPERANCE, MI 48182-9473
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2645 W TEMPERANCE RD, TEMPERANCE, MI 48182-9473

Mortgage

Document Number	0000021773
Date	Oct 15, 2020
Instrument	2020R21773

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	2654 W TEMPERANCE RD, TEMPERANCE, MI 48182-9473
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MIDLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011489
Date	Jul 11, 2019
Instrument	2019R11489

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Aug 15, 2017
Property Address	2654 W TEMPERANCE RD, TEMPERANCE, MI 48182-9473
Document Number	2017R16732
Instrument Date	Aug 11, 2017
Instrument	2017R16732
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,414.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2654 W TEMPERANCE RD, 2654, TEMPERANCE, MI 48182-9473

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5711 WELLS RD, PETERSBURG, MI 49270-9534

Mortgage

Document Number	0000016733
Date	Aug 15, 2017
Instrument	2017R16733

Lender

Name	MONROE BANK & TRUST
Type	Bank
Address	MONROE, MI 48161

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2654 W Temperance Rd was $6,900 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,600 Land $282,600	$565,200 Land $565,200
2025	$6,900.00 Homeowner's exemption
2023	$6,107.00 Homeowner's exemption	$274,700	$549,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2654 W Temperance Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2654 W Temperance Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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