2654 Monocacy Ford Rd, Frederick, MD 21701 Property Records

Frederick County property record for 2654 Monocacy Ford Rd, Frederick, MD 21701 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms4.5 Baths
Year BuiltBuilt 2016
Square Footage4,090 sqft Living Area
Lot Size10,437 sqft (0.24 acres)
GarageAttached, 420 sqft
OccupancyOwner Occupied
Last Sale$950,000 (2021)
Tax Bill$14,839.00 (2025)

Property Details

APN / Parcel Number

Primary APN02-251221
Alternative APN
  • 251221

Interior

Full Baths4.5 Baths
Partial Baths1 Partial Baths
Building Area4,090 sqft Living Area
Gross Area4,715 sqft Gross Area
1st Floor2,154 sqft 1st Floor
Basement Area1,200 sqft Basement
Finished Basement1,200 sqft Finished
Stories2 Stories

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area10,437 sqft (0.24 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area420 sqft Garage

Exterior Amenities

Deck Area335 sqft Deck
Patio Area224 sqft Patio
PorchOpen Porch
Porch Area114 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
SewageMunicipal Sewage

Location & Zoning

Account Number251221
Street Address2654 MONOCACY FORD RD
CityFREDERICK
StateMD
Zip21701-6809
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 375 PL-11 S-7B 10,437 SQ. FT. MILL ISLAND AT WORMANS
Legal SubdivisionMILL ISLAND/WORMANS MILL
Legal Lot Number375
JurisdictionFREDERICK MD
Minor Civil Division2, FREDERICK
Census Blockgroup2
Census Block2001
Census Tract750802

Owner

Source: Frederick County records · APN 02-251221

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2654 MONOCACY FORD RD, FREDERICK, MD 21701-6809
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 30, 2023Deed of Trust, Mortgage · Stand Alone Second Mortgage
NAVY FCU
Dec 28, 2021Deed, Transfer · Veterans Administration Mortgage
GEORGE MASON MORTGAGE LLC
Jun 11, 2019Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 28, 2021 · Amount on Record
Deed SaleDec 28, 2021 · Amount on Record
Prior SaleJun 11, 2019 · Amount on Record
Deed Book / Page15614 / 295
Record RefreshedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address2654 MONOCACY FORD RD, FREDERICK, MD 21701-6809
Transaction TypeMortgage
Record UpdatedJun 14, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0164570207
DateMay 30, 2023
Book Page16457/207
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term61 Months
DueJun 01, 2028

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateDec 28, 2021
Property Address2654 MONOCACY FORD RD, FREDERICK, MD 21701-6809
Document Number0156140295
Book / Page15614 / 295
Map ReferenceMB 76 PL 164
Instrument DateDec 21, 2021
Transaction TypeTransfer
Record UpdatedJan 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address2654 MONOCACY FORD RD, FREDERICK, MD 21701-6809

Mortgage

Document Number0015614302
DateDec 28, 2021
Instrument15614/302
Lender
NameGEORGE MASON MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term181 Months
DueJan 01, 2037

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateJun 11, 2019
Property Address2654 MONOCACY FORD RD, FREDERICK, MD 21701-6809
Document Number0130190176
Book / Page013019 / 000176
Instrument DateMay 31, 2019
Transaction TypeTransfer
Record UpdatedJun 21, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$800.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2654 MONOCACY FORD RD FREDERICK MD 217016809, FREDERICK, MD 21701-6809

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$934,067 (+2.35%)$977,000 (+7.06%) Land $222,600 Building $754,400
2025$14,839.00 (+5.7%) Homeowner's exemption$912,600 (+12.43%) Land $177,600 Building $735,000$912,600 (-) Land $177,600 Building $735,000
2024$14,039.00 (-2.99%)
2023$14,472.00 Homeowner's exemption$811,733$912,600 Land $177,600 Building $735,000

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