2654 E Alger Grade, Two Harbors, MN 55616 Property Records

Lake County property record for 2654 E Alger Grade, Two Harbors, MN 55616

Property Summary

Property Type	Single Family Home
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Sep 2016)
Tax Bill	$2,724 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2023 Mortgage
APN	`29-5410-30080`

Property Details

APN / Parcel Number

Primary APN	`29-5410-30080`

Interior

Utility Area	224 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Metal
Lot Area	871,200 sqft (20 acres)
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces
Pole Barn	3,200 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2654 E ALGER GRADE
City	TWO HARBORS
State	MN
Zip	55616-2209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 12 OF NW 14 OF NE 14
Legal Range	10W
Legal Township	54N
Legal Section	30
Jurisdiction	LAKE MN
Township / Civil Division	SILVER CREEK
Census Block Group	3
Census Block	3005
Census Tract	370102

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2654 E ALGER GRADE, TWO HARBORS, MN 55616-2209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage TWO HARBORS FCU
Jun 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage TWO HARBORS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2016 · Amount on Record
Deed Sale	Sep 12, 2016 · Amount on Record
Deed Document Number	2016185987
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	2654 E ALGER GRADE, TWO HARBORS, MN 55616-2209
Transaction Type	Mortgage
Record Updated	Jun 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000202376
Date	Jun 5, 2023
Instrument	A000202376

Lender

Name	TWO HARBORS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	May 15, 2033

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	2654 E ALGER GRADE, TWO HARBORS, MN 55616-2209
Transaction Type	Mortgage
Record Updated	Jun 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00T064/124
Date	Jun 5, 2023
Book Page	T064/124
Instrument	T000049710

Lender

Name	TWO HARBORS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	May 15, 2033

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
County Subdivision	Silver Creek Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,724.00 (+5.58%) Homeowner's exemption	$476,200 (-5.76%) Land $86,600 Building $389,600	$476,200 (-5.76%) Land $86,600 Building $389,600
2025	$2,580.00
2023		$505,300 Land $71,600 Building $433,700	$505,300 Land $71,600 Building $433,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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