2654 E 98th Way, Thornton (Denver), CO 80229 Property Records

Adams County property record for 2654 E 98th Way, Thornton, CO 80229

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,047 sqft · built 1973
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Nov 2008)
Tax Bill	$1,248 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0039853`

Property Details

APN / Parcel Number

Primary APN	`R0039853`
Alternative APNs	`0171913309026` `171913309026`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,047 sqft Living Area
1st Floor Area	1,047 sqft
Basement Area	975 sqft
Finished Basement	955 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	R0039853
Old Parcel Number	171913309026
Street Address	2654 E 98TH WAY
City	THORNTON
State	CO
Zip	80229-2531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:YORK HIGHLANDS FILING NO ONE BLK:5 LOT:13
Legal Range	68W
Legal Township	02S
Legal Section	13
Legal Quarter	SW
Legal Subdivision	YORK HIGHLANDS FILING NO ONE
Legal Block	5
Legal Lot Number	13
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	2
Census Block	2009
Census Tract	9207

Owner

Source: Adams County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2654 E 98TH WAY, THORNTON, CO 80229-2531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Jun 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage SCL MORTGAGE
Sep 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage DEEPHAVEN MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2008 · Amount on Record
Deed Sale	Nov 5, 2008 · Amount on Record
Prior Sale	Sep 16, 2008 · Amount on Record
Deed Document Number	2008000087528
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	2654 E 98TH WAY, THORNTON, CO 80229-2531
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028984
Date	Mar 31, 2022
Instrument	2022000028984

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	2654 E 98TH WAY, THORNTON, CO 80229-2531
Document Number	0000049527
Instrument Date	Jun 20, 2019
Transaction Type	Mortgage
Record Updated	Jul 9, 2019
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2654 E 98TH WAY THORNTON CO 802292531, THORNTON, CO 80229-2531

Mortgage

Document Number	0000049527
Date	Jun 26, 2019
Instrument	49527

Lender

Name	SCL MORTGAGE
Type	Mortgage Company
Address	LONE TREE, CO 80124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	2654 E 98TH WAY, THORNTON, CO 80229-2531
Document Number	0000081010
Instrument Date	Sep 28, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2654 E 98TH WAY THORNTON CO 802292531, THORNTON, CO 80229-2531

Mortgage

Document Number	0000081010
Date	Oct 4, 2018
Instrument	81010

Lender

Name	DEEPHAVEN MTG LLC
Address	CHARLOTTE, NC 28277

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.75%

Tax Assessment & Valuation

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	Mapleton School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,248.00 (-62.32%)	$29,440 (-12.28%) Land $5,630 Building $23,810	$471,000 (-5.04%) Land $90,000 Building $381,000
2023	$3,312.00 (+6.91%)	$33,560 (+7.98%) Land $5,890 Building $27,670	$496,000 (+10.92%) Land $87,000 Building $409,000
2022	$3,098.00	$31,080 Land $12,100 Building $18,980	$447,160 Land $174,000 Building $273,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband.

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