2654 E 1st St, Kearney, NE 68847 Property Records

Buffalo County property record for 2654 E 1st St, Kearney, NE 68847

Property Summary

Property TypeSingle Family Home
Details2,207 sqft · built 2019
Lot Size4.02 acres (175,111 sqft)
OwnerIndividual Name on File
Tax Bill$3,964 (2025)
Deeds & MortgagesSep 2019 Mortgage
Feb 2019 Construction Loan
+ 1 more
Flood ZoneZone AE (high risk)
APN60800187519777

Property Details

APN / Parcel Number

Primary APN60800187519777
Alternative APN
  • 608001875

Interior

Plumbing Fixtures12 Plumbing Fixtures
Stories1 Story
Building Area2,207 sqft Total Area
1st Floor Area2,207 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof MaterialComposition Shingle
Lot Area175,111 sqft (4.02 acres)
Garage TypeMixed
Garage Area1,906 sqft
Parking Spaces6 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number60800187519777
Street Address2654 E 1ST ST
CityKEARNEY
StateNE
Zip68847-0495
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSINGLE FAM
Legal DescriptionMOM'S LAKEFRONT SUB LTS 1 & 2 (7-8-15)
Legal SubdivisionMOM'S LAKEFRONT SUB
Legal Lot Number1,2
JurisdictionBUFFALO NE
Township / Civil Division14
Census Block Group4
Census Block4111
Census Tract969700

Owner

Source: Buffalo County assessment roll, as of February 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2654 E 1ST ST, KEARNEY, NE 68847-0495
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2019Deed of Trust, Mortgage · Conventional Mortgage
EXCHANGE BANK
Feb 5, 2019Deed of Trust, Mortgage · Construction Mortgage
EXCHANGE BANK
Oct 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
PINNACLE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUFFALO NE
Property Address2654 E 1ST ST, KEARNEY, NE 68847-0495
Transaction TypeMortgage
Record UpdatedJan 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201905060
DateSep 20, 2019
Instrument2019-05060
Lender
NameEXCHANGE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2049
Interest
Rate TypeFixed Rate

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUFFALO NE
Property Address2654 E 1ST ST, KEARNEY, NE 68847-0495
Transaction TypeMortgage
Record UpdatedJan 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201900600
DateFeb 5, 2019
Instrument2019-00600
Lender
NameEXCHANGE BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueFeb 1, 2020
Interest
Rate TypeFixed Rate

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUFFALO NE
Property Address2654 E 1ST ST, KEARNEY, NE 68847-0495
Transaction TypeMortgage
Record UpdatedJan 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202107785
DateOct 21, 2021
Instrument2021-07785
Lender
NamePINNACLE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Buffalo County assessment roll, as of February 3, 2026

Property Jurisdictions

TypeName
StateNebraska
CountyBuffalo County
MunicipalityKearney City
Unified School DistrictKearney Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$337,420 (+9.35%) Land $47,100 Building $290,320$337,420 (+9.35%) Land $47,100 Building $290,320
2025$3,964.00 (-19.04%)$308,560 (+7.24%) Land $47,100 Building $261,460$308,560 (+7.24%) Land $47,100 Building $261,460
2023$4,896.00$287,725 Land $46,495 Building $241,230$287,725 Land $46,495 Building $241,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 24, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 80 policies
Nearby Flood Policies80 in force
Nearby Flood Claims20 (2019)
Claims Outside the SFHA1 of 20
Most Recent ClaimJul 2019 · Severe Winter Storm, Straight-line Winds, And Flooding
Claims by Event
  • Severe Winter Storm, Straight-line Winds, And Flooding, Jul 2019 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 88% of Nebraska
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Allo Communications
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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