2654 Denver Ave, Lorain, OH 44055 Property Records

Lorain County property record for 2654 Denver Ave, Lorain, OH 44055

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 986 sqft · built 1923
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on File
Tax Bill$801 (2025)
Deeds & MortgagesJul 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN02-00-093-116-035

Property Details

APN / Parcel Number

Primary APN02-00-093-116-035

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area986 sqft Living Area
1st Floor Area666 sqft
Basement Area666 sqft

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area4,356 sqft (0.1 acres)
Lot Dimensions116 ft deep x 40 ft wide
Garage TypeDetached

Exterior Amenities

PorchOpen Concrete/Masonry Porch
Porch Area210 sqft
Patio Area70 sqft
Canopy70 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelGas

Location & Zoning

Street Address2654 DENVER AVE
CityLORAIN
StateOH
Zip44055-1456
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTECKS FRNT 0040.00 DPTH 0116.00
Legal SubdivisionSTECKS
Legal Block116
Legal Lot Number18
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group3
Census Block3007
Census Tract23200

Owner

2654 Denver Ave is owned and occupied by an individual.

Source: Lorain County records, as of July 7, 2026

Owner of RecordIndividual Name on File
Mailing Address2654 DENVER AVE, LORAIN, OH 44055-1456
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address2654 DENVER AVE, LORAIN, OH 44055-1456
Document Number0000684343
Instrument DateJul 24, 2018
Transaction TypeMortgage
Record UpdatedSep 7, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address2654 DENVER AVE LORAIN OH 440551456, LORAIN, OH 44055-1456

Mortgage

Document Number0000684343
DateAug 20, 2018
Instrument684343
Lender
NameAUTUMN AEGIS INC
Address1130 TOWER BLVD # A, LORAIN, OH 44052-5200
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2654 Denver Ave was $801.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$801.00$19,960 (-0.01%) Land $1,370 Building $18,590$57,030 (-) Land $3,920 Building $53,110
2024$19,961 (+47.02%) Land $1,372 Building $18,589$57,030 (+47.02%) Land $3,920 Building $53,110
2023$729.00 (+182.56%)$13,577 (-0.02%) Land $1,215 Building $12,362$38,790 Land $3,470 Building $35,320
2022$258.00$13,580 Land $1,220 Building $12,360
2021$38,790 Land $3,470 Building $35,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2654 Denver Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2654 Denver Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORAIN CITY PWS
serves 64,152 people · EPA ID OH4700711
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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