DeSoto County property record for 2654 Della St, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3,052 sqft · built 2009 |
| Lot Size | 0.517 acres (22,523 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,984 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Jun 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-4-17-20-0-00081-00 |
| Primary APN | 3-07-4-17-20-0-00081-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,052 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 22,523 sqft (0.517 acres) |
| Lot Dimensions | 160 ft deep x 141 ft wide |
| Utility Building | 192 sqft |
| Street Address | 2654 DELLA ST |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-6943 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LEES SUMMIT 1ST ADD LOT 81 |
| Legal Range | 07 |
| Legal Township | 03 |
| Legal Section | 17 |
| Legal Subdivision | LEES SUMMIT 1ST ADD |
| Legal Lot Number | 81 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 71001 |
Source: DeSoto County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2654 DELLA ST, HERNANDO, MS 38632-6943 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2023 | Deed of Trust, Mortgage · Line of Credit SOUTHERN BANCORP BANK |
| Jun 5, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST TENNESSEE BANK NATIONAL |
| Jun 11, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUSTMARK NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2013 |
| Deed Sale | Jun 24, 2013 |
| Prior Sale | Mar 11, 2011 |
| Deed Document Number | 0000709722 |
| Deed Book / Page | 0709 / 722 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 2654 DELLA ST, HERNANDO, MS 38632-6943 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Title Company | SLESTA TITLE AND ESCROW LLC, SELECT TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 2654 DELLA ST, HERNANDO, MS 38632-6943 |
| Document Number | 5660/23935 |
|---|---|
| Date | Mar 31, 2023 |
| Book Page | 5660/23935 |
| Name | SOUTHERN BANCORP BANK |
|---|---|
| Type | Bank |
| Address | WEST HELENA, AR 72390 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 2654 DELLA ST, HERNANDO, MS 38632-6943 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 004552/622 |
|---|---|
| Date | Jun 5, 2018 |
| Book Page | 4552/622 |
| Instrument | T04552-00622 |
| Name | FIRST TENNESSEE BANK NATIONAL |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 2654 DELLA ST, HERNANDO, MS 38632-6943 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2654 DELLA ST, HERNANDO, MS 38632-6943 |
| Document Number | 005264/692 |
|---|---|
| Date | Jun 11, 2021 |
| Book Page | 5264/692 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39205 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | May 5, 2036 |
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,984.00 (+19.07%) | $28,193 (+39.36%) Land $2,500 Building $25,693 | $281,925 (+39.36%) Land $25,000 Building $256,925 |
| 2023 | $2,506.00 | $20,231 | $202,305 Land $25,000 Building $177,305 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 45% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| C Spire Wireless Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures