2654 Beard Rd, Eastover (Fayetteville), NC 28312 Property Records

Cumberland County property record for 2654 Beard Rd, Eastover, NC 28312

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 1,540 sqft · built 1969
Lot Size	1.93 acres (84,071 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,617 (2026)
Deeds & Mortgages	Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0459-87-7381`

Property Details

APN / Parcel Number

Primary APN	`0459-87-7381`
Alternative APN	`0459.02877381`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,540 sqft Heated Area
1st Floor Area	1,260 sqft
Utility Area	142 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	84,071 sqft (1.93 acres)
Lot Dimensions	315 ft deep x 253 ft wide
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Oil

Location & Zoning

Street Address	2654 BEARD RD
City	EASTOVER
State	NC
Zip	28312-7916
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R30CZ
Legal Description	FERRELL & MOUNTFORD RECOMB LO:2 SE:01 PL:0135-0167
Legal Subdivision	TOWN OF EASTOVER
Legal Block	87
Legal Lot Number	2
Jurisdiction	CUMBERLAND NC
Township / Civil Division	EASTOVER
Census Block Group	2
Census Block	2037
Census Tract	2600

Owner

2654 Beard Rd, a rural home, is owned and occupied by two individuals.

Source: Cumberland County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2654 BEARD RD, EASTOVER, NC 28312-7916
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	2654 BEARD RD, EASTOVER, NC 28312-7916
Document Number	0103720517
Instrument Date	Aug 3, 2018
Transaction Type	Mortgage
Record Updated	Sep 20, 2018
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2654 BEARD RD EASTOVER NC 283127916, EASTOVER, NC 28312-7916

Mortgage

Document Number	0103720517
Date	Sep 4, 2018
Book Page	010372/000517
Instrument	27016

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2654 Beard Rd was $1,617.

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Municipality	Eastover Town
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,617.00
2025	$1,617.00 (+2.67%)	$203,985 (+57.94%) Land $48,000 Building $155,985	$203,985 (+57.94%) Land $48,000 Building $155,985
2024	$1,575.00 (+7.22%)	$129,153 (-) Land $28,500 Building $100,653	$129,153 (-) Land $28,500 Building $100,653
2023	$1,469.00 (+2.58%)	$129,153 Land $28,500 Building $100,653	$129,153 Land $28,500 Building $100,653
2022	$1,432.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2654 Beard Rd in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	25 (1984–2020)
Claims Outside the SFHA	19 of 25
Most Recent Claim	Jun 2020 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 12 claims Hurricane Matthew, Oct 2016 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2654 Beard Rd is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 76% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAYETTEVILLE PUBLIC WORKS COMM serves 226,441 people · EPA ID NC0326010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35