26538 163rd Ave SE, Covington (Kent), WA 98042 Property Records

King County property record for 26538 163rd Ave SE, Covington, WA 98042

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,290 sqft · built 1996
Lot Size	0.164 acres (7,120 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Jun 2025)
Tax Bill	$9,544 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`680630-0250`

Property Details

APN / Parcel Number

Primary APN	`680630-0250`
Alternative APN	`680630025004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,290 sqft Living Area
Gross Area	4,000 sqft
1st Floor Area	1,700 sqft
2nd Floor Area	1,590 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	7,120 sqft (0.164 acres)
Garage Type	Attached
Garage Area	710 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	680630025004
Street Address	26538 163RD AVE SE
City	COVINGTON
State	WA
Zip	98042-8223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	PIONEER RIDGE TGW UND INT IN TRACT F
Legal Range	05
Legal Township	22
Legal Section	26
Legal Subdivision	PIONEER RIDGE
Legal Tract	F
Legal Lot Number	25
Jurisdiction	KING WA
Township / Civil Division	TAHOMA-MAPLE VALLEY
Census Block Group	3
Census Block	3009
Census Tract	31709

Owner

26538 163rd Ave SE is owned and occupied by two individuals who bought it in June 2025.

Source: King County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	26538 163RD AVE SE, COVINGTON, WA 98042-8223
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Feb 7, 2020	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2025 · Amount on File
Deed Sale	Jun 18, 2025 · Amount on File
Prior Sale	Dec 4, 2024 · Amount on File
Deed Document Number	2025711
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	May 15, 2023
Property Address	26538 163RD AVE SE, COVINGTON, WA 98042-8223
Document Number	0000000969
Map Reference	VOL 159 PG 83-89
Instrument Date	May 10, 2023
Instrument	20230515000969
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,457.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26538 163RD AVE SE, COVINGTON, WA 98042-8223

Mortgage

Document Number	0000000970
Date	May 15, 2023
Instrument	20230515000970

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	26538 163RD AVE SE, COVINGTON, WA 98042-8223
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001082
Date	Feb 7, 2020
Instrument	20200207001082

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 7, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 26538 163rd Ave SE was $9,544, up 11.6% from the year before.

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Covington City
Unified School District	Kent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,544.00 (+11.61%)
2025	$8,551.00	$871,000 (+3.94%) Land $302,000 Building $569,000	$871,000 (+3.94%) Land $302,000 Building $569,000
2024	$8,551.00	$838,000 Land $291,000 Building $547,000	$838,000 Land $291,000 Building $547,000
2022	$8,665.00	$830,000 Land $287,000 Building $543,000	$830,000 Land $287,000 Building $543,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26538 163rd Ave SE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26538 163rd Ave SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DISTRICT serves 56,172 people · EPA ID WA5341650
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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