26534 490th St, Staples, MN 56479 Property Records

Todd County property record for 26534 490th St, Staples, MN 56479

Property Summary

Property Type	Rural Home
Details	653 sqft · built 1999
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (May 2026)
Tax Bill	$3,548 (2026)
Deeds & Mortgages	Jul 2005 Mortgage Apr 2013 Line of Credit + 4 more
APN	`22-0009701`

Property Details

APN / Parcel Number

Primary APN	`22-0009701`

Interior

Stories	1 Story
Building Area	653 sqft Living Area
Gross Area	1,947 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	217,800 sqft (5 acres)
Garage Area	1,776 sqft
Driveway	Concrete Driveway
Driveway Area	1 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	342 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Total Buildings	4 Buildings

Location & Zoning

Street Address	26534 490TH ST
City	STAPLES
State	MN
Zip	56479-5124
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	C
Legal Description	S 330 FT OF THE W 660 FT OF SW4 SE4
Legal Range	033
Legal Township	133
Legal Section	11
Jurisdiction	TODD MN
Township / Civil Division	STAPLES
Census Block Group	2
Census Block	2104
Census Tract	790100

Owner

Source: Todd County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	26534 490TH ST, STAPLES, MN 56479-5124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2005	Deed of Trust, Mortgage MID CENTRAL FEDERAL SAVINGS BANK
Apr 5, 2013	Deed of Trust, Mortgage · Line of Credit BREMER BANK NA
May 27, 2026	Warranty Deed, Transfer · Conventional Mortgage WADENA STATE BANK
Sep 6, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITY BANK
Jun 27, 2017	Quit Claim Deed, Transfer Quitclaim
Sep 20, 2006	Warranty Deed, Transfer · Conventional Mortgage PHH MORTGAGE SERVICES CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 27, 2026 · Amount on Record
Deed Sale	May 27, 2026 · Amount on Record
Prior Sale	Sep 6, 2018 · Amount on Record
Deed Document Number	2026551401
Record Updated	Sep 20, 2026

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TODD MN
Property Address	26534 490TH ST, STAPLES, MN 56479-5124
Transaction Type	Mortgage
Record Updated	Jun 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001435451
Date	Jul 7, 2005
Instrument	1435451

Lender

Name	MID CENTRAL FEDERAL SAVINGS BANK
Address	STAPLES, MN 56479

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jul 5, 2010

April 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TODD MN
Property Address	26534 490TH ST, STAPLES, MN 56479-5124
Transaction Type	Mortgage
Record Updated	Jun 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000483649
Date	Apr 5, 2013
Instrument	483649

Lender

Name	BREMER BANK NA
Type	Bank
Address	BRAINERD, MN 56401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 15, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TODD MN
Recording Date	May 27, 2026
Property Address	26534 490TH ST, STAPLES, MN 56479-5124
Document Number	0000551401
Instrument Date	Apr 29, 2026
Instrument	2026551401
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$138,319.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	26534 490TH ST, STAPLES, MN 56479-5124

Mortgage

Document Number	0000551402,
Date	May 27, 2026
Instrument	2026551402

Lender

Name	WADENA STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TODD MN
Recording Date	Sep 6, 2018
Property Address	26534 490TH ST, STAPLES, MN 56479-5124
Document Number	0000511020
Instrument Date	Aug 31, 2018
Instrument	511020
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	CYGNETURE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$709.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26534 490TH ST, STAPLES, MN 56479-5124

Mortgage

Document Number	0000511021
Date	Sep 6, 2018
Instrument	511021

Lender

Name	UNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TODD MN
Recording Date	Jun 27, 2017
Property Address	26534 490TH ST, STAPLES, MN 56479-5124
Document Number	0000504662
Instrument Date	Jun 14, 2017
Instrument	504662
Transaction Type	Transfer
Record Updated	Sep 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1504 8TH ST NE, STAPLES, MN 56479-3238

September 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TODD MN
Recording Date	Sep 20, 2006
Property Address	26534 490TH ST, STAPLES, MN 56479-5124
Document Number	0001444512
Instrument Date	Aug 15, 2006
Instrument	1444512
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$989.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	26534 490TH ST, STAPLES, MN 56479-5124

Mortgage

Document Number	0001444513
Date	Sep 20, 2006
Instrument	1444513

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2021

Mortgage

Document Number	0001444514
Date	Sep 20, 2006
Instrument	1444514

Lender

Name	MID CENTRAL FEDERAL SAVINGS BANK
Address	WADENA, MN 56482

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 10, 2011

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Todd County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Todd County
County Subdivision	Staples Township
Unified School District	Staples-Motley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,548.00 (-2.9%)
2025	$3,654.00 (-11.44%) Homeowner's exemption	$378,800 (+3.19%) Land $30,800 Building $348,000	$378,800 (+3.19%) Land $30,800 Building $348,000
2023	$4,126.00 Homeowner's exemption	$367,100 Land $26,300 Building $340,800	$367,100 Land $26,300 Building $340,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	3 (1997–2014)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2014 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
West Central Telephone Assn. Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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