Charlotte County property record for 26530 Valparaiso Dr, Punta Gorda, FL 33983
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,032 sqft · built 2024 |
| Lot Size | 0.24 acres (10,496 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $368,999 (Oct 2024) |
| Tax Bill | $3,932 (2025) |
| Deeds & Mortgages | Oct 2024 Sale & Mortgage Sep 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-23-04-230-010 |
| Primary APN | 40-23-04-230-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,032 sqft Living Area |
| Gross Area | 2,804 sqft |
| Flooring | Covered |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Composition/Composite |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 10,496 sqft (0.24 acres) |
| Driveway | Driveway |
| Driveway Area | 1,050 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Heating System | Forced Air |
|---|
| Street Address | 26530 VALPARAISO DR |
|---|---|
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-5370 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PGI 020 0558 0046 PUNTA GORDA ISLES SEC 20 BLOCK 558 LOT 46 837/1662-73 902/2152905/698 DC1000/182 1000/184&5 DC13 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Block | 558 |
| Legal Lot Number | 46 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20103 |
Source: Charlotte County records, as of December 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 26530 VALPARAISO DR, PUNTA GORDA, FL 33983-5370 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2024 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Sep 15, 2023 | Warranty Deed, Transfer DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2024 · Amount on Record |
| Deed Sale | Oct 31, 2024 · Amount on Record |
| Prior Sale | Sep 15, 2023 · Amount on Record |
| Deed Document Number | 3462380 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Oct 31, 2024 |
| Property Address | 26530 VALPARAISO DR, PUNTA GORDA, FL 33983-5370 |
| Document Number | 0003462380 |
| Map Reference | MB 11 PG 2A-2Z42 |
| Instrument Date | Oct 29, 2024 |
| Instrument | 3462380 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,583.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10541 BEN C PRATT/6 MILE CYPRESS PKWY100, PKWY100, FORT MYERS, FL 33966 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 26530 VALPARAISO DR, PUNTA GORDA, FL 33983-5370 |
| Document Number | 0003462381 |
|---|---|
| Date | Oct 31, 2024 |
| Instrument | 3462381 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Sep 15, 2023 |
| Property Address | 26530 VALPARAISO DR, PUNTA GORDA, FL 33983-5370 |
| Document Number | 0003315599 |
| Map Reference | MB 11 PG 2A-2Z42 |
| Instrument Date | Sep 14, 2023 |
| Instrument | 3315599 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $238.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2063 HILLWOOD DR, CLEARWATER, FL 33763-1316 |
| Name | Verified Name |
|---|---|
| Address | 10541 BEN C PRATT/6 MILE CYPRESS PKWY # 100, 100, FORT MYERS, FL 33966 |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,932.00 Homeowner's exemption | $300,674 | $374,909 Land $33,000 Building $341,909 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 80 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 80 in force |
| Nearby Flood Claims | 6 (1995–2022) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 52% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
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