2653 Trafalgar Cir, Concord, CA 94520 Property Records

Contra Costa County property record for 2653 Trafalgar Cir, Concord, CA 94520

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,764 sqft · built 1990
Lot Size0.122 acres (5,300 sqft)
Owner2 Individual Names on File
Last Sale$805,000 (Sep 2021)
Tax Bill$9,491 (2025)
Deeds & MortgagesJan 2021 Mortgage
Sep 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN100-411-002-7

Property Details

APN / Parcel Number

Primary APN100-411-002-7
Alternative APN
  • 100-411-002

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area1,764 sqft Living Area
1st Floor Area906 sqft
2nd Floor Area858 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2002
Lot Area5,300 sqft (0.122 acres)
Garage TypeAttached
Garage Area463 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2653 TRAFALGAR CIR
CityCONCORD
StateCA
Zip94520-1126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP1
Legal DescriptionT6889 L30
Legal SubdivisionSUBDIVISION 6589
Legal Tract6889
Legal Lot Number30
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group1
Census Block1050
Census Tract315000

Owner

2653 Trafalgar Cir is owned and occupied by two individuals who bought it in September 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address2653 TRAFALGAR CIR, CONCORD, CA 94520-1126
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE LLC
Sep 28, 2021Grant Deed, Transfer · Conventional Mortgage
NFM INC
Sep 3, 2019Grant Deed, Transfer · Conventional Mortgage
SUMMIT FUNDING INC
Feb 17, 2017Grant Deed, Transfer · Conventional Mortgage
SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2021 · Amount on File
Deed SaleSep 28, 2021 · Amount on File
Prior SaleSep 3, 2019 · Amount on File
Deed Document Number2021268796
Prior Transfer DateDec 15, 1993
Prior Transfer Doc0000367040
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2653 TRAFALGAR CIR, CONCORD, CA 94520-1126
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2653 TRAFALGAR CIR, CONCORD, CA 94520-1126

Mortgage

Document Number0000006549
DateJan 8, 2021
Instrument2021-006549
Lender
NameUNITED WHOLESALE MORTGAGE LLC
TypeNon-Lending Institution
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

September 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateSep 28, 2021
Property Address2653 TRAFALGAR CIR, CONCORD, CA 94520-1126
Document Number0000268796
Map ReferenceMB 317 PG 1
Instrument DateSep 24, 2021
Instrument2021-268796
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address2653 TRAFALGAR CIR, CONCORD, CA 94520-1126

Mortgage

Document Number0000268797
DateSep 28, 2021
Instrument2021-268797
Lender
NameNFM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateSep 3, 2019
Property Address2653 TRAFALGAR CIR, CONCORD, CA 94520-1126
Document Number0000143264
Map ReferenceMB 317 PG 1
Instrument DateAug 28, 2019
Instrument2019-143264
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address2653 TRAFALGAR CIR, CONCORD, CA 94520-1126

Mortgage

Document Number0000143265
DateSep 3, 2019
Instrument2019-143265
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2049

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateFeb 17, 2017
Property Address2653 TRAFALGAR CIR, CONCORD, CA 94520-1126
Document Number0000030681
Map ReferenceMAP317 PG1
Instrument DateFeb 9, 2017
Instrument2017-030681
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address2653 TRAFALGAR CIR, CONCORD, CA 94520-1126

Mortgage

Document Number0000030682
DateFeb 17, 2017
Instrument2017-030682
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2653 Trafalgar Cir was $9,491.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
Unified School DistrictMount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$765,000 (-1.29%) Land $427,640 Building $337,360
2025$9,491.00$775,000 Land $433,230 Building $341,770
2023$8,657.00 (-12.35%)$703,000 Land $393,000 Building $310,000
2022$9,877.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2653 Trafalgar Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims1 (1993)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2653 Trafalgar Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 78% of California
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONTRA COSTA WATER DISTRICT
serves 210,500 people · EPA ID CA0710003
Water SourceSurface water
Last State InspectionJan 2022
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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