2653 Midge Ave, Merced, CA 95340 Property Records

Merced County property record for 2653 Midge Ave, Merced, CA 95340

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,008 sqft · built 1961
Lot Size0.144 acres (6,288 sqft)
OwnerIndividual Name on File
Last Sale$305,000 (Apr 2022)
Tax Bill$3,598 (2025)
Deeds & MortgagesApr 2022 Second Mortgage
Apr 2022 Sale & Mortgage
Flood ZoneZone AO (high risk)
APN033-185-004-000

Property Details

APN / Parcel Number

Primary APN033-185-004-000
Alternative APN
  • 033-185-004

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,008 sqft Living Area
1st Floor Area1,008 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1967
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialOther
Lot Area6,288 sqft (0.144 acres)
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number033-185-004
Street Address2653 MIDGE AVE
CityMERCED
StateCA
Zip95340-3129
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR16
Legal DescriptionMONT VIL LOT 107
Legal SubdivisionMONTGOMERY VILLAGE
Legal Lot Number107
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group1
Census Block1005
Census Tract1402

Owner

Source: Merced County records · APN 033-185-004-000

Assessment roll updated July 16, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2653 MIDGE AVE, MERCED, CA 95340-3129
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
HOMEOWNERS FINANCIAL GROUP USA LLC
Apr 29, 2022Grant Deed, Transfer · Conventional Mortgage
HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 29, 2022 · Amount on Record
Deed SaleApr 29, 2022 · Amount on Record
Prior SaleNov 24, 1997 · Amount on Record
Deed Document Number202217250
Prior Transfer DateSep 06, 2012
Prior Transfer Doc0000031631
Record UpdatedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address2653 MIDGE AVE, MERCED, CA 95340-3129
Transaction TypeMortgage
Record UpdatedMay 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1078 S 11TH ST, SAN JOSE, CA 95112-2446

Mortgage

Document Number0000017253
DateApr 29, 2022
Instrument2022017253
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85254
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term362 Months
DueJun 19, 2052

April 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateApr 29, 2022
Property Address2653 MIDGE AVE, MERCED, CA 95340-3129
Document Number0000017250
Map ReferenceVOL 15 PG 31&32
Instrument DateMar 29, 2022
Instrument2022017250
Transaction TypeTransfer
Record UpdatedMay 30, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2653 MIDGE AVE, MERCED, CA 95340-3129

Mortgage

Document Number0000017251
DateApr 29, 2022
Instrument2022017251
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

Mortgage

Document Number0000017252
DateApr 29, 2022
Instrument2022017252
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85254
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term362 Months
DueJun 19, 2052

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 16, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,598.00 (+7.24%)$323,667 (+4.04%) Land $79,590 Building $244,077
2023$3,355.00 (+90.52%)$311,100 Land $76,500 Building $234,600
2022$1,761.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merced County (06047C), as of October 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060470014021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AO
high risk · sheet flow 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 139 policies
Nearby Flood Policies139 in force
Nearby Flood Claims8 (1998–2023)
Most Recent ClaimMar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Mar 2023 · 2 claims
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims
  • Severe Winter Storms And Flooding, Mar 1998 · 2 claims

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
UnWired Broadband Holding
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Ayera Technologies, California Internet, Verizon.

Based on FCC filings for 551 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA2410009, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF MERCED
serves 96,073 people
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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