2653 Laguna Dr, Endicott, NY 13760 Property Records

Broome County and Union Town property record for 2653 Laguna Dr, Endicott, NY 13760

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,436 sqft · built 1987
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$289,000 (Nov 2012)
Tax Bill	$11,401 (2026)
Deeds & Mortgages	Jun 2018 Mortgage Mar 2022 Mortgage + 1 more
APN	`034689 141.12-9-1`

Property Details

APN / Parcel Number

Primary APN	`034689 141.12-9-1`
Alternative APNs	`468914101200090010000000` `46000458775`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,436 sqft Living Area
1st Floor Area	1,218 sqft
2nd Floor Area	1,218 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	16,117 sqft (0.37 acres)
Lot Width	95 ft Width
Garage Type	Attached
Garage Area	666 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	806 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	46000458775
Street Address	2653 LAGUNA DR
City	ENDICOTT
State	NY
Zip	13760-7216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SS-F
Legal Description	R1 G2 0030G7000N04700X0000
Legal Subdivision	SUBDIVISION #6 MARY SMITH PROPERTY
Legal Block	9
Legal Lot Number	1.000
Jurisdiction	BROOME NY
Township / Civil Division	UNION
Census Block Group	1
Census Block	1005
Census Tract	13202

Owner

Source: Broome County and Union Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2653 LAGUNA DR, ENDICOTT, NY 13760-7216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage VISIONS FCU
Mar 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Apr 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2012 · Amount on Record
Deed Sale	Nov 5, 2012 · Amount on Record
Prior Sale	Jul 7, 2010 · Amount on Record
Deed Document Number	201243364
Deed Book / Page	2388 / 543
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	2653 LAGUNA DR, ENDICOTT, NY 13760-7216
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03868/1230
Date	Jun 6, 2018
Book Page	3868/1230
Instrument	201800014651

Lender

Name	VISIONS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2048

Interest

Rate Type	Fixed Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	2653 LAGUNA DR, ENDICOTT, NY 13760-7216
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2653 LAGUNA DR, ENDICOTT, NY 13760-7216

Mortgage

Document Number	0004074/38
Date	Mar 31, 2022
Book Page	4074/38
Instrument	202200008466

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Jan 1, 2037

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	2653 LAGUNA DR, ENDICOTT, NY 13760-7216
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2653 LAGUNA DR, ENDICOTT, NY 13760-7216

Mortgage

Document Number	004074/457
Date	Apr 1, 2022
Book Page	4074/457
Instrument	202200008659

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

Source: Broome County and Union Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Union Town
Unified School District	Union-Endicott Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,401.00 (+7.14%) Homeowner's exemption
2025	$10,641.00 (+4.94%) Homeowner's exemption	$10,300 (-) Land $1,200 Building $9,100	$370,500 (+24.46%) Land $43,165 Building $327,335
2024	$10,140.00
2023		$10,300 Land $1,200 Building $9,100	$297,688 Land $34,682 Building $263,006

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2006–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENDICOTT MUNICIPAL WATER WORKS serves 45,000 people · EPA ID NY0301665
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance.

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