2653 Hemlock Ct, Middleburg, FL 32068 Property Records

Clay County property record for 2653 Hemlock Ct, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,121 sqft · built 1991
Lot Size	0.482 acres (20,995 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Dec 2002)
Tax Bill	$2,289 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Sep 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`35-04-25-008251-001-65`

Property Details

APN / Parcel Number

Primary APN	`35-04-25-008251-001-65`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,121 sqft Living Area
Gross Area	2,590 sqft
1st Floor Area	2,121 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	20,995 sqft (0.482 acres)
Lot Dimensions	175 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	469 sqft

Exterior Amenities

Pool Area	406 sqft
Porch	Finished/Open Porch
Porch Area	94 sqft
Patio Area	158 sqft
Storage Building	139 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2653 HEMLOCK CT
City	MIDDLEBURG
State	FL
Zip	32068-6613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 62 SOUTHLAKE ESTATES UNIT 2 AS REC OR 2130 PG 161 & 4221 PG 952, 4966 PG 32
Legal Range	25E
Legal Township	04S
Legal Section	35
Legal Subdivision	SOUTHLAKE ESTATES UNIT 2
Legal Lot Number	62
Legal Unit	IT2
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2011
Census Tract	30704

Owner

Source: Clay County records, as of March 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2653 HEMLOCK CT, MIDDLEBURG, FL 32068-6613
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PHH MORTGAGE SERVICES CORP
Sep 3, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC
Sep 26, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 14, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2002 · Amount on File
Deed Sale	Dec 10, 2002 · Amount on File
Prior Sale	Jan 23, 2001 · Amount on File
Deed Document Number	200274321
Deed Book / Page	2130 / 161
Last Transfer Date	Aug 13, 2019
Transfer Doc	0042210952
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2653 HEMLOCK CT, MIDDLEBURG, FL 32068-6613
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2653 HEMLOCK CT, MIDDLEBURG, FL 32068-6613

Mortgage

Document Number	0049731456
Date	Sep 30, 2025
Book Page	4973/1456
Instrument	2025046114

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY FL
Recording Date	Sep 3, 2025
Property Address	2653 HEMLOCK CT, MIDDLEBURG, FL 32068-6613
Document Number	0049660032
Book / Page	4966 / 32
Map Reference	MB 21 PG 20&21
Instrument Date	Aug 3, 2025
Instrument	2025041735
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2653 HEMLOCK CT, MIDDLEBURG, FL 32068-6613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2653 HEMLOCK CT, MIDDLEBURG, FL 32068-6613

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2653 HEMLOCK CT, MIDDLEBURG, FL 32068-6613
Transaction Type	Mortgage
Record Updated	Apr 19, 2021
Title Company	NATIONAL TITLE COMPANY (H, NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2653 HEMLOCK CT, MIDDLEBURG, FL 32068-6613

Mortgage

Document Number	0044400444
Date	Apr 7, 2021
Book Page	4440/444
Instrument	2021021453

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2653 HEMLOCK CT, MIDDLEBURG, FL 32068-6613
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040140706
Date	Sep 26, 2017
Book Page	4014/0706
Instrument	2017048467

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY FL
Recording Date	Aug 14, 2019
Property Address	2653 HEMLOCK CT, MIDDLEBURG, FL 32068-6613
Document Number	0042210952
Book / Page	004221 / 000952
Instrument Date	Aug 13, 2019
Instrument	43386
Transaction Type	Transfer
Record Updated	Sep 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	5375 ORTEGA BLVD #804 JACKSONVILLE FL 32210, 804, JACKSONVILLE, FL 32210

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,289.00 (+4.95%)	$190,251 (+2.9%)	$362,519 (+4.18%) Land $65,000 Building $297,519
2024	$2,181.00 (-10.98%) Homeowner's exemption	$184,890 (+3%)	$347,973 (+3.76%) Land $65,000 Building $282,973
2023	$2,450.00 (+8.36%) Homeowner's exemption	$179,505 (+3%)	$335,379 (+14.66%) Land $65,000 Building $270,379
2022	$2,261.00 Homeowner's exemption	$174,277	$292,511 Land $40,000 Building $252,511

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 70 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	70 in force
Nearby Flood Claims	7 (2016–2025)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Sep 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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