2652 Ridgecrest Ln, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 2652 Ridgecrest Ln, Covington, KY 41017

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 1992
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$262,900 (Jan 2026)
Tax Bill	$1,912 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`045-30-00-001.42`

Property Details

APN / Parcel Number

Primary APN	`045-30-00-001.42`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	1,040 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2652 RIDGECREST LN
City	COVINGTON
State	KY
Zip	41017-9713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BERLING'S ADDN TO RIDGEPORT SEC 2 LOT 29
Legal Subdivision	BERLINGS ADDN TO RIDGEPORT
Legal Phase	2
Legal Lot Number	29
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3004
Census Tract	65300

Owner

2652 Ridgecrest Ln is owned and occupied by an individual who bought it in January 2026.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2652 RIDGECREST LN, COVINGTON, KY 41017-9713
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jan 22, 2026	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Mar 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage WEBANCO BK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2026 · Amount on File
Deed Sale	Jan 22, 2026 · Amount on File
Prior Sale	Mar 6, 2008 · Amount on File
Deed Document Number	202601221367
Deed Book / Page	386 / 489
Prior Transfer Date	Mar 25, 2010
Prior Transfer Doc	0005900140
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2652 RIDGECREST LN, COVINGTON, KY 41017-9713
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	UNKNOWN, 360 ATS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 CENTER ST 1, 1, ERLANGER, KY 41018-1417

Mortgage

Document Number	0000001368
Date	Jan 22, 2026
Book Page	KCM 727/593
Instrument	26059000001368

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2046

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 22, 2026
Property Address	2652 RIDGECREST LN, COVINGTON, KY 41017-9713
Document Number	0000001367
Book / Page	386 / 489
Instrument Date	Jan 16, 2026
Instrument	26059000001367
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$263.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47 STERLING AVE, FORT THOMAS, KY 41075-1148

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2652 KIDGECREST LANE, COVINGTON, KY 41017

Mortgage

Document Number	0000001368
Date	Jan 22, 2026
Instrument	26059000001368

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2046

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2652 RIDGECREST LN, COVINGTON, KY 41017-9713
Document Number	0000000076
Instrument Date	Mar 11, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2652 RIDGECREST LN COVINGTON KY 410179713, COVINGTON, KY 41017-9713

Mortgage

Document Number	0000000076
Date	Mar 17, 2020
Book Page	000M20/000500
Instrument	76

Lender

Name	WEBANCO BK INC
Address	WHEELING, WV 26003

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 16, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2652 Ridgecrest Ln was $1,912.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,000 (+5.18%) Land $20,000 Building $183,000	$203,000 (+5.18%) Land $20,000 Building $183,000
2025	$1,912.00	$193,000 Land $10,000 Building $183,000	$193,000 Land $10,000 Building $183,000
2023	$2,057.00	$193,000 Land $10,000 Building $183,000	$193,000 Land $10,000 Building $183,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2652 Ridgecrest Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2652 Ridgecrest Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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