2652 Johnson Rd, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 2652 Johnson Rd, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,435 sqft · built 1900
Lot Size	4.86 acres (211,702 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Sep 2025)
Tax Bill	$2,928 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Mar 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`351200 145.50-01-03`

Property Details

APN / Parcel Number

Primary APN	`351200 145.50-01-03`
Alternative APNs	`120014505000010030000000` `6885`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,435 sqft Living Area
1st Floor Area	820 sqft
2nd Floor Area	615 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	211,702 sqft (4.86 acres)
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	6885
Street Address	2652 JOHNSON RD
City	OSWEGO
State	NY
Zip	13126-5725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN2
Legal Block	1
Legal Lot Number	3.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2039
Census Tract	21602

Owner

2652 Johnson Rd is owned by two individuals who bought it in September 2025.

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	95 E 10TH ST, OSWEGO, NY 13126-1625
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP
Mar 15, 2017	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Jan 29, 2020	Warranty Deed, Transfer · Conventional Mortgage PATHFINDER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2025 · Amount on File
Deed Sale	Sep 24, 2025 · Amount on File
Prior Sale	Jan 29, 2020 · Amount on File
Deed Document Number	2025R2025008385
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Sep 24, 2025
Property Address	2652 JOHNSON RD, OSWEGO, NY 13126-5725
Document Number	0000008385
Instrument Date	Aug 28, 2025
Instrument	R-2025-008385
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	VANGUARD RESEARCH & TTL SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$920.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2652 JOHNSON RD, OSWEGO, NY 13126-5725

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	95 E 10TH ST, OSWEGO, NY 13126-1625

Mortgage

Document Number	0000008386
Date	Sep 24, 2025
Instrument	R-2025-008386

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	2652 JOHNSON RD, OSWEGO, NY 13126-5725
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002340
Date	Mar 15, 2017
Instrument	R-2017-002340

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	OSWEGO, NY 13126

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Jan 29, 2020
Property Address	2652 JOHNSON RD, OSWEGO, NY 13126-5725
Document Number	0000000850
Instrument Date	Nov 21, 2019
Instrument	R-2020-000850
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	VANGUARD RESEARCH & TTL SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2652 JOHNSON RD, 2652, OSWEGO, NY 13126-5725

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 W JEFFERSON ST # 802, 802, SYRACUSE, NY 13202

Mortgage

Document Number	0000000851
Date	Jan 29, 2020
Instrument	R-2020-000851

Lender

Name	PATHFINDER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2652 Johnson Rd was $2,928, down 1.1% from the year before.

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,928.00 (-1.15%)
2025	$2,962.00 (-42.25%)	$158,000 (-) Land $55,800 Building $102,200	$158,000 (-) Land $55,800 Building $102,200
2024	$5,129.00	$158,000 (+85.88%) Land $55,800 Building $102,200	$158,000 (+54.28%) Land $55,800 Building $102,200
2023		$85,000 Land $25,000 Building $60,000	$102,410 Land $30,121 Building $72,289

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2652 Johnson Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1979–2011)
Most Recent Claim	Sep 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2652 Johnson Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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