2652 Dock Rd, Cottondale, FL 32431 Property Records

Jackson County property record for 2652 Dock Rd, Cottondale, FL 32431

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 2,320 sqft · built 2017
Lot Size	18.5 acres (805,860 sqft)
Owner	2 Owner Names on Record
Last Sale	$95,000 (Sep 2014)
Tax Bill	$2,090 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-4N-11-0000-0040-0020`

Property Details

APN / Parcel Number

Primary APN	`19-4N-11-0000-0040-0020`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,320 sqft Heated Area
Gross Area	3,082 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	805,860 sqft (18.5 acres)
Garage Type	Carport
Carport	Carport
Fence	Fence
Shed	1 Shed
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2652 DOCK RD
City	COTTONDALE
State	FL
Zip	32431-7510
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	W1/2 OF NE1/4 OF NW1/4..OR 202 P 35,243...LESS OR 163 P 116 & LESS 2.52AC PER OR 844 P 672.. OR 1329 P 54...ALSO: OR 844 P 67
Legal Range	11W
Legal Township	04N
Legal Section	19
Jurisdiction	JACKSON FL
Township / Civil Division	COTTONDALE
Census Block Group	3
Census Block	3072
Census Tract	210400

Owner

Source: Jackson County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	2652 DOCK RD, COTTONDALE, FL 32431-7510
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY SOUTH CU
Dec 20, 2017	Deed of Trust, Mortgage · VA Mortgage TYNDALL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2014 · Amount on Record
Deed Sale	Sep 16, 2014 · Amount on Record
Deed Document Number	201432009394
Deed Book / Page	1435 / 0054
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON FL
Property Address	2652 DOCK RD, COTTONDALE, FL 32431-7510
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015250913
Date	Mar 15, 2017
Book Page	1525/0913
Instrument	201732002864

Lender

Name	COMMUNITY SOUTH CU
Type	Credit Union
Address	CHIPLEY, FL 32428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 30, 2018

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON FL
Property Address	2652 DOCK RD, COTTONDALE, FL 32431-7510
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015540949
Date	Dec 20, 2017
Book Page	1554/0949
Instrument	201732013855

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	PANAMA CITY, FL 32405

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,090.00 (+3.11%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$202,174 (+2.86%) Land $12,952 Building $189,222	$348,901 (-0.9%)
2024	$2,027.00 (+5.85%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$196,562 (+2.96%) Land $4,412 Building $192,150	$352,053 (+2.91%) Land $8,500 Building $343,553
2023	$1,915.00 (+10.25%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$190,905 (+2.93%)	$342,107 (+18.84%) Land $12,852 Building $329,255
2022	$1,737.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$185,471 Land $4,352 Building $181,119	$287,871 Land $8,000 Building $279,871

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T.

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