26519 Spruce Cir, Garrison, MN 56450 Property Records

Crow Wing County property record for 26519 Spruce Cir, Garrison, MN 56450

Property Summary

Property Type	Single Family Home
Details	2 bd · 935 sqft · built 1996
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (May 2021)
Tax Bill	$834 (2026)
Flood Zone	Zone X (minimal risk)
APN	`881090030010009`

Property Details

APN / Parcel Number

Primary APN	`881090030010009`
Alternative APNs	`88110515` `169601`

Interior

Bedrooms	2 Beds
Building Area	935 sqft Living Area
Gross Area	936 sqft
1st Floor Area	935 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Garage Area	616 sqft

Utilities, Heating & Cooling

Heating System	Oil

Location & Zoning

Account Number	169601
Street Address	26519 SPRUCE CIR
City	GARRISON
State	MN
Zip	56450-2091
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLOCK 3
Legal Range	28W
Legal Township	43N
Legal Section	11
Legal Subdivision	PORT MILLE LACS LAKE FOREST ESTATES
Legal Block	3
Legal Lot Number	1
Jurisdiction	CROW WING MN
Township / Civil Division	ROOSEVELT
Census Block Group	3
Census Block	3046
Census Tract	951600

Owner

26519 Spruce Cir is owned and occupied by an individual who bought it in May 2021.

Source: Crow Wing County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	26519 SPRUCE CIR, GARRISON, MN 56450-2091
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2021 · Amount on File
Deed Sale	May 7, 2021 · Amount on File
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 26519 Spruce Cir was $834 with a homeowner's exemption.

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
County Subdivision	Roosevelt Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$834.00 Homeowner's exemption	$201,200 (+4.79%) Land $47,700 Building $153,500	$201,200 (+4.79%) Land $47,700 Building $153,500
2025		$192,000 Land $44,300 Building $147,700	$192,000 Land $44,300 Building $147,700
2023	$974.00	$204,600 Land $44,200 Building $160,400	$204,600 Land $44,200 Building $160,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26519 Spruce Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26519 Spruce Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 67% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000