26512 W Cameron Rd, Cheney, WA 99004 Property Records

Spokane County property record for 26512 W Cameron Rd, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,915 sqft · built 1996
Lot Size	9.48 acres (412,949 sqft)
Owner	2 Individual Names on File
Last Sale	$240,280 (Aug 2013)
Tax Bill	$4,125 (2026)
Deeds & Mortgages	Jun 2025 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03213.9028`

Property Details

APN / Parcel Number

Primary APN	`03213.9028`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,915 sqft Living Area
1st Floor Area	2,915 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	412,949 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	151 sqft
Deck Area	90 sqft
Patio Area	241 sqft
Pole Barn	1,200 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	26512 W CAMERON RD
City	CHENEY
State	WA
Zip	99004-9224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	21-23-40 TRACT15 OF ROS FILED IN AUDITORS OFFICE RECORDING #4008658
Legal Range	40
Legal Township	23
Legal Section	21
Legal Tract	15
Legal Lot Number	15
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	2
Census Block	2032
Census Tract	14100

Owner

26512 W Cameron Rd is owned by two individuals who bought it in August 2013.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 212, MEDICAL LAKE, WA 99022-0212
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2025	Deed of Trust, Mortgage · Line of Credit WASHINGTON STATE EMPLOYEES CU
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON STATE EMPLOYEES CU
Aug 9, 2018	Deed of Trust, Mortgage · Line of Credit WASHINGTON ST EMP CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2013 · Amount on File
Deed Sale	Aug 22, 2013 · Amount on File
Prior Sale	May 28, 2003 · Amount on File
Deed Document Number	20136241186
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	26512 W CAMERON RD, CHENEY, WA 99004-9224
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007421012
Date	Jun 9, 2025
Instrument	7421012

Lender

Name	WASHINGTON STATE EMPLOYEES CU
Type	Credit Union
Address	95801

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	26512 W CAMERON RD, CHENEY, WA 99004-9224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007008875
Date	Dec 16, 2020
Instrument	7008875

Lender

Name	WASHINGTON STATE EMPLOYEES CU
Type	Credit Union
Address	OLYMPIA, WA 98501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	26512 W CAMERON RD, CHENEY, WA 99004-9224
Document Number	0006734207
Instrument Date	Aug 9, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	26512 W CAMERON RD CHENEY WA 990049224, CHENEY, WA 99004-9224

Mortgage

Document Number	0006734207
Date	Aug 15, 2018
Instrument	6734207

Lender

Name	WASHINGTON ST EMP CU
Type	Credit Union
Address	OLYMPIA, WA 98501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 14, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 26512 W Cameron Rd was $4,125, down 3.2% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Medical Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,125.00 (-3.17%)	$435,780 Land $102,880 Building $332,900	$435,780 Land $102,880 Building $332,900
2025	$4,260.00
2024		$518,840 (+26.81%) Land $78,640 Building $440,200	$518,840 (+26.81%) Land $78,640 Building $440,200
2023	$4,275.00 (+1.42%)	$409,160 Land $68,160 Building $341,000	$409,160 Land $68,160 Building $341,000
2022	$4,215.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26512 W Cameron Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 26512 W Cameron Rd is high, ranking above 88% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 70% of Washington
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ziply Fiber Fixed Wireless	25 / 5

May also be available: T-Mobile.

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