26510 Rd K 5, Cortez, CO 81321 Property Records

Montezuma County property record for 26510 Rd K 5, Cortez, CO 81321 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	501,376 sqft (11.5 acres)
Occupancy	Owner Occupied
Tax Bill	$1,562.00 (2025)

Owner

Source: Montezuma County records · APN R013025

Assessment roll updated March 24, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	26510 ROAD K.5, CORTEZ, CO 81321-2591
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2017	Deed of Trust, Mortgage · Line of Credit THE DOLORES STATE BANK
Oct 30, 2020	Deed of Trust, Mortgage · Veterans Administration Mortgage AMCAP MORTGAGE LTD
Apr 11, 2008	Deed of Trust, Mortgage · Conventional Mortgage THE CITIZENS STATE BANK OF CORTEZ
May 19, 2021	Deed of Trust, Mortgage · Line of Credit THE DOLORES STATE BANK
Oct 24, 2006	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage THE CITIZENS STATE BANK OF CORTEZ
Nov 02, 2006	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage THE CITIZENS SAVINGS BANK OF CORTEZ
Apr 19, 2023	Deed of Trust, Mortgage · Line of Credit THE DOLORES STATE BANK
May 19, 2021	Deed of Trust, Mortgage · Line of Credit THE DOLORES STATE BANK
May 06, 2022	Special Warranty Deed, Transfer · Stand Alone First Mortgage THE DOLORES STATE BANK
Apr 22, 2014	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Mar 24, 2014
Transfer Doc	0000594146
Record Refreshed	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	26510 ROAD K.5, CORTEZ, CO 81321-2591
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000610403
Date	Mar 28, 2017
Instrument	610403

Lender

Name	THE DOLORES STATE BANK
Type	Bank
Address	CORTEZ, CO 81321

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	26510 ROAD K.5, CORTEZ, CO 81321-2591
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000632901
Date	Oct 30, 2020
Instrument	632901

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77036

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	26510 ROAD K.5, CORTEZ, CO 81321-2591
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000555569
Date	Apr 11, 2008
Instrument	555569

Lender

Name	THE CITIZENS STATE BANK OF CORTEZ
Address	CORTEZ, CO 81321

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2038

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	26510 ROAD K.5, CORTEZ, CO 81321-2591
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000637316
Date	May 19, 2021
Instrument	637316

Lender

Name	THE DOLORES STATE BANK
Type	Bank
Address	CORTEZ, CO 81321

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	26510 ROAD K.5, CORTEZ, CO 81321-2591
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000544258
Date	Oct 24, 2006
Instrument	544258

Lender

Name	THE CITIZENS STATE BANK OF CORTEZ
Address	CORTEZ, CO 81321

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2036

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	26510 ROAD K.5, CORTEZ, CO 81321-2591
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000544459
Date	Nov 02, 2006
Instrument	544459

Lender

Name	THE CITIZENS SAVINGS BANK OF CORTEZ
Address	CORTEZ, CO 81321

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2036

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	26510 ROAD K.5, CORTEZ, CO 81321-2591
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000650394
Date	Apr 19, 2023
Instrument	650394

Lender

Name	THE DOLORES STATE BANK
Type	Bank
Address	DOLORES, CO 81323

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Feb 17, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	26510 ROAD K.5, CORTEZ, CO 81321-2591
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000637316
Date	May 19, 2021
Instrument	637316

Lender

Name	THE DOLORES STATE BANK
Type	Bank
Address	CORTEZ, CO 81321

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

May 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	May 06, 2022
Property Address	26510 ROAD K.5, CORTEZ, CO 81321-2591
Document Number	0000644998
Instrument Date	May 05, 2022
Instrument	644998
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$45.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	26510 ROAD K.5, CORTEZ, CO 81321-2591

Mortgage

Document Number	0000644999
Date	May 06, 2022
Instrument	644999

Lender

Name	THE DOLORES STATE BANK
Type	Bank

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 05, 2052

April 2014: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEZUMA CO
Recording Date	Apr 22, 2014
Property Address	26510 ROAD K.5, CORTEZ, CO 81321-2591
Document Number	0000594146
Instrument Date	Mar 24, 2014
Instrument	594146
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	COLORADO TITLE LLC, COLORADO LAND TITLE CO LLC

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26510 ROAD K.5, CORTEZ, CO 81321-2591

Mortgage

Document Number	0000594147
Date	Apr 22, 2014
Instrument	594147

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2044

Tax Assessment & Valuation

Source: Montezuma County records · Assessment roll updated March 24, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montezuma County
Unified School District	Montezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,562.00 (+11.97%)	$34,215 (+26.36%) Land $11,911 Building $22,304	$429,835 (+26.36%) Land $149,630 Building $280,205
2024	$1,395.00 (+9.76%)	$27,077 (-13.92%) Land $16,212 Building $10,865	$340,161 (-13.92%) Land $203,669 Building $136,492
2023	$1,271.00 (+20.82%)	$31,454 (+45.1%) Land $18,833 Building $12,621	$395,161 (+45.1%) Land $236,600 Building $158,561
2022	$1,052.00	$21,678 Land $10,865 Building $10,813	$272,336 Land $136,500 Building $135,836

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montezuma County (08083C), updated September 26, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`R013025`
Alternative APNs	`561124429001` `561124400008` `R019503`

Exterior

Lot Area	501,376 sqft (11.5 acres)

Location & Zoning

Account Number	R019503
Street Address	26510 ROAD K.5
City	CORTEZ
State	CO
Zip	81321-2591
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: BRYAN'S WAY SUB LOT: 1 11.51AC B347 P152 B364 P361 B566 P406
Legal Subdivision	BRYANS WAY SUB
Legal Lot Number	1
Jurisdiction	MONTEZUMA CO
Minor Civil Division	CORTEZ
Census Blockgroup	2
Census Block	2014
Census Tract	969302

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