2651 W Cortez St, Chicago, IL 60622 Property Records

Cook County property record for 2651 W Cortez St, Chicago, IL 60622

Property Summary

Property Type	Apartments (5+ Units)
Details	8 bd · 2 ba · 2,268 sqft · built 1888
Lot Size	0.071 acres (3,125 sqft)
Owner	Individual Name on File
Last Sale	$522,500 (Mar 2024)
Tax Bill	$5,489 (2022)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Aug 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-01-413-003`

Property Details

APN / Parcel Number

Primary APN	`16-01-413-003`
Alternative APN	`16-01-413-003-0000`

Interior

Bedrooms	8 Beds
Full Baths	2 Baths
Units	2 Units
Stories	2 Stories
Building Area	2,268 sqft Total Area

Exterior

Year Built	Built 1888
Architectural Style	Two-Family
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Shingle
Lot Area	3,125 sqft (0.071 acres)

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2651 W CORTEZ ST
City	CHICAGO
State	IL
Zip	60622-3416
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	(WATRISS) SUB OF SH NW SE SEC 01-39-13
Legal Range	13E
Legal Township	39N
Legal Section	01
Legal Quarter	SE
Legal Subdivision	WATRISS SUB
Legal Block	3
Legal Lot Number	18
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3000
Census Tract	242600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2651 W Cortez St, a residential property, is owned by an individual who bought it in March 2024.

Source: Cook County records, as of April 10, 2024

Owner of Record	Individual Name on File
Mailing Address	2653 W CORTEZ ST # 2, 2, CHICAGO, IL 60622-3416
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2025	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Aug 19, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED HOME LOANS INC
Mar 28, 2024	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Sep 10, 2021	Deed, Construction Loan · Construction Mortgage PARK RIDGE COMMUNITY BANK
Jan 13, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2024 · Amount on File
Deed Sale	Mar 28, 2024 · Amount on File
Prior Sale	Sep 10, 2021 · Amount on File
Deed Document Number	2408809025
Record Updated	Sep 20, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 4, 2025
Property Address	2653 W CORTEZ ST, CHICAGO, IL 60622-3416
Document Number	0009431020
Map Reference	DOC 2408510023
Instrument Date	Mar 20, 2025
Instrument	2509431020
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$689.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2653 W CORTEZ ST # 1, 1, CHICAGO, IL 60622-3416

Mortgage

Document Number	0009431021
Date	Apr 4, 2025
Instrument	2509431021

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2055

Interest

Rate	6.55%

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 19, 2024
Property Address	2653 W CORTEZ ST, CHICAGO, IL 60622-3416
Document Number	0023211037
Map Reference	DOC 2408510023
Instrument Date	Jun 27, 2024
Instrument	2423211037
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	ATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$585.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2653 W CORTEZ ST # 3, 3, CHICAGO, IL 60622-3416

Mortgage

Document Number	0023211038
Date	Aug 19, 2024
Instrument	2423211038

Lender

Name	UNITED HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.62%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Mar 28, 2024
Property Address	2653 W CORTEZ ST, CHICAGO, IL 60622-3416
Document Number	0008809025
Map Reference	DOC 248510023
Instrument Date	Mar 22, 2024
Instrument	2408809025
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	ACUITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$522.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2653 W CORTEZ ST # 2, 2, CHICAGO, IL 60622-3416

Mortgage

Document Number	0008809026
Date	Mar 28, 2024
Instrument	2408809026

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Interest

Rate	6.99%

September 2021: Deed, Construction Loan

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Sep 10, 2021
Property Address	2653 W CORTEZ ST, CHICAGO, IL 60622-3416
Document Number	0025322005
Instrument Date	Sep 9, 2021
Instrument	2125322005
Transaction Type	Construction Loan
Record Updated	May 8, 2026
Title Company	TRUE TITLE, TRULY TITLE

Transaction

Amount	Amount on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2630 W COYLE AVE # 12, 12, CHICAGO, IL 60645-3215

Mortgage

Document Number	0025322006
Date	Sep 10, 2021
Instrument	2125322006

Lender

Name	PARK RIDGE COMMUNITY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 9, 2022

Interest

Rate Type	Adjustable Rate
Rate	3.25%

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Jan 13, 2017
Property Address	2651 W CORTEZ ST, CHICAGO, IL 60622-3416
Document Number	1701319054
Instrument Date	Dec 3, 2016
Instrument	1319054
Transaction Type	Transfer
Record Updated	Feb 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2651 W CORTEZ ST CHICAGO IL 606223416, CHICAGO, IL 60622-3416

Tax Assessment & Valuation

Source: Cook County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$5,489.00 (+375.65%) Homeowner's exemption Senior Citizen's exemption	$26,691 (-48.67%) Land $14,062 Building $12,629	$266,910 (-48.67%) Land $140,620 Building $126,290
2021	$1,154.00 Homeowner's exemption Senior Citizen's exemption	$51,999 Land $14,062 Building $37,937	$519,990 Land $140,620 Building $379,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2651 W Cortez St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2651 W Cortez St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Fiber · Cable in parts of the area	1,500 / 1,500
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon, Zentro.

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