2651 Root River Ln, La Crescent, MN 55947 Property Records

Houston County property record for 2651 Root River Ln, La Crescent, MN 55947

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,348 sqft · built 1977
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Feb 2026)
Tax Bill	$2,274 (2026)
Deeds & Mortgages	Oct 2009 Line of Credit Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05.0349.000`

Property Details

APN / Parcel Number

Primary APN	`05.0349.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,348 sqft Living Area
1st Floor Area	724 sqft
Basement Area	1,300 sqft
Finished Basement	1,300 sqft
Unfinished Basement	1,300 sqft
Game Room	Game Room
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	28,314 sqft (0.65 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Wood Furnace
Heating Fuel	Wood

Location & Zoning

Street Address	2651 ROOT RIVER LN
City	LA CRESCENT
State	MN
Zip	55947-8786
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-34 TWP-104 RANGE-004 ROOT RIVER TERRACE LOT-002 EX S 100 FT B 308 P 565; DOC 281705
Legal Range	04
Legal Township	104
Legal Section	34
Legal Subdivision	ROOT RIVER TERRACE
Legal Lot Number	2
Jurisdiction	HOUSTON MN
Township / Civil Division	HOKAH
Census Block Group	1
Census Block	1047
Census Tract	20200

Owner

2651 Root River Ln is owned and occupied by an individual who bought it in February 2026.

Source: Houston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2651 ROOT RIVER LN, LA CRESCENT, MN 55947-8786
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2009	Deed of Trust, Mortgage · Line of Credit ASSOCIATED BANK NA
Feb 12, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2026 · Amount on File
Deed Sale	Feb 12, 2026 · Amount on File
Deed Document Number	2026318219
Prior Transfer Date	Feb 4, 2026
Prior Transfer Doc	000A318219
Record Updated	Oct 29, 2026

October 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON MN
Property Address	2651 ROOT RIVER LN, LA CRESCENT, MN 55947-8786
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001258806
Date	Oct 2, 2009
Instrument	1258806

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	STEVENS POINT, WI 54481

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 21, 2039

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOUSTON MN
Recording Date	Feb 12, 2026
Property Address	2651 ROOT RIVER LN, LA CRESCENT, MN 55947-8786
Document Number	000A318219
Instrument Date	Feb 4, 2026
Instrument	A318219
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2651 ROOT RIVER LN, LA CRESCENT, MN 55947-8786

Mortgage

Document Number	000A318220
Date	Feb 12, 2026
Instrument	A318220

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

The 2026 property tax bill for 2651 Root River Ln was $2,274 with a homeowner's exemption.

Source: Houston County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Houston County
County Subdivision	Hokah Township
Unified School District	La Crescent-Hokah School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,274.00 Homeowner's exemption	$234,500 (-) Land $40,600 Building $193,900	$234,500 (-) Land $40,600 Building $193,900
2025	$2,274.00 (-4.77%) Homeowner's exemption	$234,500 Land $40,600 Building $193,900	$234,500 Land $40,600 Building $193,900
2024	$2,388.00 (-1.49%)
2023	$2,424.00 Homeowner's exemption	$224,900 Land $24,000 Building $200,900	$224,900 Land $24,000 Building $200,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2651 Root River Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1980–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2651 Root River Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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