2651 Renwick Way, Troy, OH 45373 Property Records

Miami County property record for 2651 Renwick Way, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,738 sqft · built 1998
Lot Size	0.223 acres (9,714 sqft)
Owner	Individual Name on Record
Last Sale	$158,000 (Jan 1999)
Tax Bill	$2,456 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Aug 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D08-102924`

Property Details

APN / Parcel Number

Primary APN	`D08-102924`
Alternative APN	`050631.3-02-027-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,738 sqft Living Area
1st Floor Area	3,476 sqft
Basement Area	1,738 sqft
Unfinished Basement	1,738 sqft
Family Room	Family Room

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	9,714 sqft (0.223 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	32 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2651 RENWICK WAY
City	TROY
State	OH
Zip	45373-8201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 8471 KENSINGTON SUB #1
Legal Subdivision	KENSINGTON SUB #1
Legal Lot Number	8471
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1020
Census Tract	365302

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2651 RENWICK WAY, TROY, OH 45373-8201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NATIONAL ASSOCIATION PNC BANK N
Aug 9, 2021	Transfer on Death Deed, Transfer
Jul 25, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 1999 · Amount on Record
Deed Sale	Jan 27, 1999 · Amount on Record
Last Transfer Date	Aug 4, 2021
Transfer Doc	0000013848
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	2651 RENWICK WAY, TROY, OH 45373-8201
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2651 RENWICK WAY, TROY, OH 45373-8201

Mortgage

Document Number	0000010277
Date	Sep 10, 2025
Instrument	2025OR-10277

Lender

Name	PNC BANK NATIONAL ASSOCIATION PNC BANK N
Address	222 DELAWARE AVE, WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 15, 2065

Interest

Change Frequency	Monthly

August 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MIAMI OH
Recording Date	Aug 9, 2021
Property Address	2651 RENWICK WAY, TROY, OH 45373-8201
Document Number	0000013848
Map Reference	VOL 17 PG 139
Instrument Date	Aug 4, 2021
Instrument	2021OR-13848
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2651 RENWICK WAY, TROY, OH 45373-8201

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	2651 RENWICK WAY, TROY, OH 45373-8201
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008181
Date	Jul 25, 2019
Instrument	2019OR-08181

Lender

Name	PNC BANK NA
Type	Bank
Address	TROY, OH 45373

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,456.00 (-10.27%) Homeowner's exemption	$95,130 (+15.51%) Land $14,700 Building $80,430	$271,800 (+15.51%) Land $42,000 Building $229,800
2024	$2,737.00 (+1.33%) Homeowner's exemption	$82,360 (-) Land $15,930 Building $66,430
2023	$2,701.00 (+16.83%) Homeowner's exemption	$82,360 (-) Land $15,930 Building $66,430	$235,300 (-) Land $45,500 Building $189,800
2022	$2,312.00 Homeowner's exemption	$82,360 Land $15,930 Building $66,430	$235,300 Land $45,500 Building $189,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1999–2014)
Claims Outside the SFHA	1 of 5
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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