2651 Elm St, River Grove, IL 60171 Property Records

Cook County property record for 2651 Elm St, River Grove, IL 60171

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 786 sqft · built 1949
Lot Size0.1 acres (4,375 sqft)
OwnerIndividual Name on Record
Tax Bill$5,926 (2023)
Deeds & MortgagesApr 2024 Second Mortgage
Apr 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN12-27-403-014

Property Details

APN / Parcel Number

Primary APN12-27-403-014
Alternative APN
  • 12-27-403-014-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area786 sqft Living Area
1st Floor Area786 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1950
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof MaterialAsphalt
Lot Area4,375 sqft (0.1 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address2651 ELM ST
CityRIVER GROVE
StateIL
Zip60171-1618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWALTER G (MCINTOSH) COS (RIVER)(PARK) ADD SUB PT FRAC L SEC27 & PT NE SEC34 NIBL PT LAFRAMBOISE RES & E200FT BLK27 ALL BLK30
Legal Range12E
Legal Township40N
Legal Section27
Legal SubdivisionMCINTOSH COS RIVER PARK
Legal Block27,30
Legal Lot Number43
JurisdictionCOOK IL
Township / Civil DivisionLEYDEN
Census Block Group2
Census Block2025
Census Tract811200

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2651 ELM ST, RIVER GROVE, IL 60171-1618
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Apr 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Dec 20, 2019Deed of Trust, Mortgage · Conventional with PMI
JP MORGAN CHASE BK
Aug 15, 2017Deed of Trust, Mortgage · Conventional with PMI
JP MORGAN CHASE BK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address2651 ELM ST, RIVER GROVE, IL 60171-1618
Transaction TypeMortgage
Record UpdatedMay 3, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011402098
DateApr 23, 2024
Instrument2411402098
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueMay 1, 2044
Interest
Rate10.1%

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address2651 ELM ST, RIVER GROVE, IL 60171-1618
Transaction TypeMortgage
Record UpdatedApr 16, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0009539015
DateApr 5, 2021
Instrument2109539015
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address2651 ELM ST, RIVER GROVE, IL 60171-1618
Document Number2000608080
Instrument DateDec 20, 2019
Transaction TypeMortgage
Record UpdatedJan 20, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2651 ELM ST RIVER GROVE IL 601711618, RIVER GROVE, IL 60171-1618

Mortgage

Document Number2000608080
DateJan 6, 2020
Instrument608080
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240-2050
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueJan 5, 2040

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address2651 ELM ST, RIVER GROVE, IL 60171-1618
Document Number1723501146
Instrument DateAug 15, 2017
Transaction TypeMortgage
Record UpdatedAug 24, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2651 ELM ST RIVER GROVE IL 601711618, RIVER GROVE, IL 60171-1618

Mortgage

Document Number1723501146
DateAug 23, 2017
Instrument23501146
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240-2050
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueAug 22, 2032

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionLeyden Township
MunicipalityRiver Grove Village
Secondary School DistrictLeyden Community High School District 212 (09 - 12)
Elementary School DistrictRiver Grove School District 85-5 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$22,000 (+4.77%) Land $5,469 Building $16,531$220,000 (+4.77%) Land $54,690 Building $165,310
2023$5,926.00 (+2.44%)
2022$5,785.00 Homeowner's exemption$20,999 Land $4,593 Building $16,406$209,990 Land $45,930 Building $164,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims91 (1979–2020)
Claims Outside the SFHA9 of 91
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 27 claims
  • Severe Storms And Flooding, Jul 2010 · 33 claims
  • Severe Storms & Flooding, Aug 1987 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 803 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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