2651 E Lark St, Gilbert, AZ 85297 Property Records

Maricopa County property record for 2651 E Lark St, Gilbert, AZ 85297 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,960 sqft · built 2019
Lot Size	0.459 acres (20,010 sqft)
Owner	2 Individual Names on File
Last Sale	$2,250,000 (Aug 2023)
Tax Bill	$6,317 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`304-59-725`

Property Details

APN / Parcel Number

Primary APN	`304-59-725`
Alternative APN	`304597251`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	4,960 sqft Living Area
Gross Area	5,110 sqft
1st Floor Area	4,960 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	20,010 sqft (0.459 acres)
View / Lot	Cul-De-Sac
Parking Spaces	4 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	2651 E LARK ST
City	GILBERT
State	AZ
Zip	85297-8194
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITEWING AT GERMANN ESTATES MCR 843-13
Legal Range	6E
Legal Township	2S
Legal Section	10
Legal Subdivision	WHITEWING AT GERMANN ESTATES
Legal Lot Number	91
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2022
Census Tract	816001

Owner

Source: Maricopa County records · APN 304-59-725

Assessment roll updated October 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2651 E LARK ST, GILBERT, AZ 85297-8194
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
	Deed of Trust, Mortgage
Sep 10, 2021	Intrafamily Transfer, Transfer TRULY TITLE INC
Sep 10, 2021	Warranty Deed, Transfer · Conventional Mortgage GREENBOX LOANS INC
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage OAKTREE FUNDING CORP
Apr 29, 2019	Quit Claim Deed, Transfer WESTMINSTER TITLE AGENCY INC
Apr 29, 2019	Special Warranty Deed, Transfer · ARM OAKTREE FUNDING CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 31, 2023 · Amount on Record
Deed Sale	Aug 31, 2023 · Amount on Record
Prior Sale	Sep 10, 2021 · Amount on Record
Deed Document Number	2023458173
Prior Transfer Date	Sep 09, 2021
Prior Transfer Doc	0000982861
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 31, 2023
Property Address	2651 E LARK ST, GILBERT, AZ 85297-8194
Document Number	0000458173
Map Reference	MB 843 PG 13
Instrument Date	Aug 24, 2023
Instrument	20230458173
Transaction Type	Transfer
Record Updated	Sep 11, 2023
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2651 E LARK ST, GILBERT, AZ 85297-8194

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2651 E LARK ST, GILBERT, AZ 85297-8194

Mortgage

Document Number	0000458174
Date	Aug 31, 2023
Instrument	20230458174

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Sep 01, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.3%
Margin	3
Max Rate	11.3%

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2651 E LARK ST, GILBERT, AZ 85297-8194
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2651 E LARK ST, GILBERT, AZ 85297-8194

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Sep 10, 2021
Property Address	2651 E LARK ST, GILBERT, AZ 85297-8194
Document Number	0000982861
Map Reference	MB 843 PG 13
Instrument Date	Sep 09, 2021
Instrument	20210982861
Transaction Type	Transfer
Record Updated	Mar 05, 2024
Title Company	TRULY TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2651 E LARK ST, GILBERT, AZ 85297-8194

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 10, 2021
Property Address	2651 E LARK ST, GILBERT, AZ 85297-8194
Document Number	0000982860
Map Reference	MB 843 PG 13
Instrument Date	Sep 08, 2021
Instrument	20210982860
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	TRULY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1969 E KNOBCONE DR, MERIDIAN, ID 83642-8115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2651 E LARK ST, GILBERT, AZ 85297-8194

Mortgage

Document Number	0000982862
Date	Sep 10, 2021
Instrument	20210982862

Lender

Name	GREENBOX LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2651 E LARK ST, GILBERT, AZ 85297-8194
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2651 E LARK ST, GILBERT, AZ 85297-8194

Mortgage

Document Number	0001159465
Date	Nov 25, 2020
Instrument	20201159465

Lender

Name	OAKTREE FUNDING CORP
Type	Subprime Lender
Address	UPLAND, CA 91786

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 29, 2019
Property Address	2651 E LARK ST, GILBERT, AZ 85297-8194
Document Number	0000300911
Instrument Date	Apr 01, 2019
Instrument	300911
Transaction Type	Transfer
Record Updated	May 03, 2019
Title Company	WESTMINSTER TITLE AGENCY INC

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	8767 E VIA DE VENTURA #390 SCOTTSDALE AZ 852583385, 390, SCOTTSDALE, AZ 85258-3385

April 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 29, 2019
Property Address	2651 E LARK ST, GILBERT, AZ 85297-8194
Document Number	0000300912
Map Reference	DOC 2008-0533503
Instrument Date	Apr 01, 2019
Instrument	20190300912
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	WESTMINSTER TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8767 E VIA DE VENTURA STE 390, 8767, SCOTTSDALE, AZ 85258-3385

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2651 E LARK ST, GILBERT, AZ 85297-8194

Mortgage

Document Number	0000300913
Date	Apr 29, 2019
Instrument	20190300913

Lender

Name	OAKTREE FUNDING CORP
Type	Subprime Lender

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	7.24%
Type Change Date	May 01, 2026
Change Frequency	Annually
Min Rate At Change	7.24%
Max Rate At Change	12.2%
Index	1-Year LIBOR
Max Rate	12.2%

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,860 (+99.45%)	$1,538,600 (+2.05%) Land $307,700 Building $1,230,900
2025	$6,317.00 (-5.55%)	$77,141 (-53.09%)	$1,507,700 (-8.32%) Land $301,500 Building $1,206,200
2024		$164,450 (+19.57%)	$1,644,500 (+19.57%) Land $328,900 Building $1,315,600
2023	$6,688.00 (+4.4%)	$137,530 Land $27,500 Building $110,030	$1,375,300 Land $275,000 Building $1,100,300
2022	$6,406.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040138160012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 3% of the US · above 1% of Arizona
Wildfire Likelihood	About 1 in 8,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 287 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Lumen Technologies	DSL	140 / 20
Wi-Fiber	Fixed Wireless (unlicensed)	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Cox Communications, Verizon, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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