2651 E Birch Rd, Cortland, NE 68331 Property Records

Gage County property record for 2651 E Birch Rd, Cortland, NE 68331

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 2,365 sqft · built 2005
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Individual Names on Record
Last Sale	$293,400 (Jul 2011)
Tax Bill	$4,128 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004593300`

Property Details

APN / Parcel Number

Primary APN	`004593300`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,365 sqft Living Area
1st Floor Area	1,723 sqft
Basement Area	1,723 sqft
Finished Basement	1,600 sqft
Unfinished Basement	123 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	218,236 sqft (5.01 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	49 sqft
Deck Area	64 sqft
Utility Building	2,560 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2651 E BIRCH RD
City	CORTLAND
State	NE
Zip	68331-8137
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	05-AGRICUL
Legal Description	SEC 31-6-7 LOT 2 PRAIRIE VIEW SUB IN NW 5.01 AC
Legal Range	07
Legal Township	06
Legal Section	31
Legal Subdivision	PRAIRIE VIEW SUB
Legal Lot Number	2
Jurisdiction	GAGE NE
Township / Civil Division	NEMAHA
Census Block Group	1
Census Block	1077
Census Tract	964600

Owner

Source: Gage County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2651 E BIRCH RD, CORTLAND, NE 68331-8137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Apr 28, 2021	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK NEBRASKA
Apr 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2011 · Amount on Record
Deed Sale	Jul 27, 2011 · Amount on Record
Prior Sale	Jul 31, 2009 · Amount on Record
Deed Document Number	20112407
Last Transfer Date	Jul 24, 2020
Transfer Doc	202101316
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GAGE NE
Property Address	2651 E BIRCH RD, CORTLAND, NE 68331-8137
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202104274
Date	Dec 3, 2021
Instrument	2021-04274

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GAGE NE
Property Address	2651 E BIRCH RD, CORTLAND, NE 68331-8137
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2651 E BIRCH RD, CORTLAND, NE 68331-8137

Mortgage

Document Number	202101527
Date	Apr 28, 2021
Instrument	2021-01527

Lender

Name	FIRST STATE BANK NEBRASKA
Type	Bank
Address	CORTLAND, NE 68331

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GAGE NE
Recording Date	Apr 13, 2021
Property Address	2651 E BIRCH RD, CORTLAND, NE 68331-8137
Document Number	202101316
Instrument Date	Jul 24, 2020
Instrument	2021-01316
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2651 E BIRCH RD, CORTLAND, NE 68331-8137

Mortgage

Document Number	202101317
Date	Apr 13, 2021
Instrument	2021-01317

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	232 Months
Due	Aug 1, 2040

Tax Assessment & Valuation

Source: Gage County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Gage County
County Subdivision	Nemaha Township
Unified School District	Freeman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$555,040 (+1.1%) Land $50,030 Building $505,010	$555,040 (+1.1%) Land $50,030 Building $505,010
2025	$4,128.00 (-22.88%)	$549,010 (+28.01%) Land $44,000 Building $505,010	$549,010 (+28.01%) Land $44,000 Building $505,010
2023	$5,353.00	$428,885 Land $44,000 Building $384,885	$428,885 Land $44,000 Building $384,885

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 71% of Nebraska
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Big Red Communications Fixed Wireless	200 / 100
T-Mobile Fixed Wireless	100 / 20
Diode Cable Company Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

May also be available: GigFire, Nextlink.

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