2651 David Dr, Niagara Falls, NY 14304 Property Records

Niagara County and Wheatfield Town property record for 2651 David Dr, Niagara Falls, NY 14304

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,786 sqft · built 1995
Lot Size	0.293 acres (12,785 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Dec 2012)
Tax Bill	$11,054 (2026)
Deeds & Mortgages	Aug 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`294000 162.02-2-59`

Property Details

APN / Parcel Number

Primary APN	`294000 162.02-2-59`
Alternative APN	`40001620020002059000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,786 sqft Living Area
1st Floor Area	1,506 sqft
2nd Floor Area	1,280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	12,785 sqft (0.293 acres)
Lot Dimensions	159 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	452 sqft
Porch	Slab
Porch Area	100 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2651 DAVID DR
City	NIAGARA FALLS
State	NY
Zip	14304-4618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	07/03 16238 .01
Legal Block	2
Legal Lot Number	59.000
Jurisdiction	NIAGARA NY
Township / Civil Division	WHEATFIELD
Census Block Group	3
Census Block	3000
Census Tract	22714

Owner

Source: Niagara County and Wheatfield Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2651 DAVID DR, NIAGARA FALLS, NY 14304-4618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2012 · Amount on Record
Deed Sale	Dec 11, 2012 · Amount on Record
Prior Sale	Dec 11, 2012 · Amount on Record
Deed Document Number	201226329
Prior Transfer Date	Jun 13, 2008
Prior Transfer Doc	3440000286
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	2651 DAVID DR, NIAGARA FALLS, NY 14304-4618
Transaction Type	Mortgage
Record Updated	Sep 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2651 DAVID DR, NIAGARA FALLS, NY 14304-4618

Mortgage

Document Number	0000007722
Date	Aug 24, 2021
Instrument	2021-17722

Lender

Name	CORNERSTONE COMMUNITY FCU
Type	Credit Union
Address	LOCKPORT, NY 14095

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 23, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Niagara County and Wheatfield Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Wheatfield Town
Unified School District	Niagara-Wheatfield Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,054.00 (-0.56%) Homeowner's exemption
2025	$11,116.00	$191,500 (-) Land $11,900 Building $179,600	$531,900 (+11.1%) Land $33,053 Building $498,847
2023		$191,500 Land $11,900 Building $179,600	$478,750 Land $29,750 Building $449,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATFIELD WD serves 18,117 people · EPA ID NY3100585
Water Source	Purchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20