Martin County property record for 2650 SW Windship Way, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,735 sqft · built 2003 |
| Lot Size | 0.545 acres (23,740 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $675,000 (Jul 2026) |
| Tax Bill | $5,463 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jun 2018 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-38-41-070-000-0153.0-0-0000 |
| Primary APN | 55-38-41-070-000-0153.0-0-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,735 sqft Living Area |
| Gross Area | 3,305 sqft |
| 1st Floor Area | 2,735 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 23,740 sqft (0.545 acres) |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 570 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 429 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2650 SW WINDSHIP WAY |
|---|---|
| City | STUART |
| State | FL |
| Zip | 34997-9126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUDR |
| Legal Description | LOT 153 PLAT 3 LOCKS LANDING (PB 14 PG 79) |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 55 |
| Legal Subdivision | LOCKS LANDING |
| Legal Block | 2 |
| Legal Lot Number | 153 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | INDIANTOWN |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 1703 |
Source: Martin County records, as of August 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2650 SW WINDSHIP WAY, STUART, FL 34997-9126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage PENTAGON FEDERAL CREDIT UNION |
| Jun 1, 2018 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Jan 26, 2018 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2026 · Amount on Record |
| Deed Sale | Jul 15, 2026 · Amount on Record |
| Prior Sale | May 27, 2009 · Amount on Record |
| Deed Document Number | 20263195846 |
| Deed Book / Page | 3579 / 978 |
| Prior Transfer Date | Apr 16, 2009 |
| Prior Transfer Doc | 0023921279 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Jul 15, 2026 |
| Property Address | 2650 SW WINDSHIP WAY, STUART, FL 34997-9126 |
| Document Number | 0003195846 |
| Book / Page | 3579 / 978 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 20263195846 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $477,225.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2650 SW WINDSHIP WAY, STUART, FL 34997-9126 |
| Document Number | 0003195847, |
|---|---|
| Date | Jul 15, 2026 |
| Book Page | 3579/981 |
| Instrument | 20263195847 |
| Name | PENTAGON FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 2650 SW WINDSHIP WAY, STUART, FL 34997-9126 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0029960241 |
|---|---|
| Date | Jun 1, 2018 |
| Book Page | 02996/0241 |
| Instrument | 2697936 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95864 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.1% |
| Type Change Date | Feb 1, 2019 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Index | 1-Year LIBOR |
| Max Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 2650 SW WINDSHIP WAY, STUART, FL 34997-9126 |
| Document Number | 0029782609 |
| Instrument Date | Jan 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2650 SW WINDSHIP WAY STUART FL 349979126, STUART, FL 34997-9126 |
| Document Number | 0029782609 |
|---|---|
| Date | Mar 6, 2018 |
| Book Page | 002978/002609 |
| Instrument | 2682148 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1032 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.1% |
Source: Martin County assessment roll, as of August 27, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,463.00 (-0.67%) Homeowner's exemption | $359,384 (+5.99%) | $696,930 (+3.16%) Land $225,000 Building $471,930 |
| 2024 | $5,500.00 (+2.04%) | ||
| 2023 | $5,390.00 (+3.65%) Additional exemption filed | $339,084 (+3%) | $675,600 (+29.33%) Land $225,000 Building $450,600 |
| 2022 | $5,200.00 Homeowner's exemption | $329,208 | $522,370 Land $185,000 Building $337,370 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 101 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 101 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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