2650 Summit Ridge Rd, Roanoke, VA 24012 Property Records

Roanoke County property record for 2650 Summit Ridge Rd, Roanoke, VA 24012

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,520 sqft · built 1980
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$427,500 (Apr 2023)
Tax Bill	$4,130 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`039.02-01-13`

Property Details

APN / Parcel Number

Primary APN	`039.02-01-13`
Alternative APNs	`000013586` `03902 113`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,520 sqft Finished Area
Gross Area	3,838 sqft
1st Floor Area	1,624 sqft
Basement Area	1,624 sqft
Finished Basement	896 sqft
Unfinished Basement	728 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	160 sqft
Patio Area	310 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	000013586
Street Address	2650 SUMMIT RIDGE RD
City	ROANOKE
State	VA
Zip	24012-6933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 9 BLK 21 SEC 7 LA BELLEVUE
Legal Subdivision	LA BELLVUE
Legal Block	21
Legal Lot Number	9
Jurisdiction	ROANOKE VA
Township / Civil Division	HOLLINS
Census Block Group	4
Census Block	4007
Census Tract	31202

Owner

2650 Summit Ridge Rd is owned and occupied by two individuals who bought it in April 2023.

Source: Roanoke County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2650 SUMMIT RIDGE RD, ROANOKE, VA 24012-6933
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Deed, Transfer · Conventional Mortgage NFM INC
Nov 13, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Sep 27, 2017	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2023 · Amount on File
Deed Sale	Apr 13, 2023 · Amount on File
Prior Sale	Sep 27, 2017 · Amount on File
Deed Document Number	20232597
Prior Transfer Date	Feb 21, 2012
Prior Transfer Doc	0000004423
Record Updated	Oct 29, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ROANOKE VA
Recording Date	Apr 13, 2023
Property Address	2650 SUMMIT RIDGE RD, ROANOKE, VA 24012-6933
Document Number	0000002597
Map Reference	MB 9 PG 150
Instrument Date	Apr 12, 2023
Instrument	202302597
Transaction Type	Transfer
Record Updated	Apr 28, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$213.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2650 SUMMIT RIDGE RD, ROANOKE, VA 24012-6933

Mortgage

Document Number	0000002598
Date	Apr 13, 2023
Instrument	202302598

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANOKE VA
Property Address	2650 SUMMIT RIDGE RD, ROANOKE, VA 24012-6933
Document Number	0000011471
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2650 SUMMIT RIDGE RD ROANOKE VA 240126933, ROANOKE, VA 24012-6933

Mortgage

Document Number	0000011471
Date	Nov 19, 2019
Instrument	11471

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 18, 2049

Interest

Rate	3.99%

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROANOKE VA
Recording Date	Sep 27, 2017
Property Address	2650 SUMMIT RIDGE RD, ROANOKE, VA 24012-6933
Document Number	0000010152
Instrument Date	Sep 25, 2017
Instrument	10152
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	LAWYERS TITLE REALTY SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$208.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2650 SUMMIT RIDGE RD ROANOKE VA 240126933, ROANOKE, VA 24012-6933

Mortgage

Document Number	10153
Date	Sep 27, 2017
Instrument	10153

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 2650 Summit Ridge Rd was $4,130.

Source: Roanoke County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Roanoke County
Unified School District	Roanoke County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,130.00	$401,000 Land $49,400 Building $351,600	$401,000 Land $49,400 Building $351,600
2023	$2,911.00	$274,700 Land $49,400 Building $225,300	$274,700 Land $49,400 Building $225,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2650 Summit Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2650 Summit Ridge Rd is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 72% of Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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