2650 State Rte 28, Mohawk, NY 13407 Property Records

Herkimer County and German Flatts Town property record for 2650 State Rte 28, Mohawk, NY 13407

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,057 sqft · built 1850
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Last Sale	$17,000 (Dec 2020)
Tax Bill	$3,923 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Dec 2020 Sale & Mortgage + 1 more
APN	`212889 120.3-2-31.2`

Property Details

APN / Parcel Number

Primary APN	`212889 120.3-2-31.2`
Alternative APNs	`288912000300020312000000` `20175282`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,057 sqft Living Area
1st Floor Area	1,232 sqft
2nd Floor Area	638 sqft
Upper Floors Area	187 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	174,240 sqft (4 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	425 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	20175282
Street Address	2650 STATE ROUTE 28
City	MOHAWK
State	NY
Zip	13407-3815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	2
Legal Lot Number	31.200
Jurisdiction	HERKIMER NY
Township / Civil Division	GERMAN FLATTS
Census Block Group	1
Census Block	1025
Census Tract	10502

Owner

Source: Herkimer County and German Flatts Town records · APN 212889 120.3-2-31.2

Assessment roll updated May 1, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2650 STATE ROUTE 28, MOHAWK, NY 13407-3815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Deed of Trust, Mortgage · FHA Mortgage UNITED MORTGAGE CORP
Dec 30, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC
Oct 03, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 30, 2020 · Amount on Record
Deed Sale	Dec 30, 2020 · Amount on Record
Prior Sale	Jun 18, 2007 · Amount on Record
Deed Document Number	20205927
Prior Transfer Date	Sep 27, 2017
Prior Transfer Doc	0000002017/000000528
Record Updated	Jun 08, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	2650 STATE ROUTE 28, MOHAWK, NY 13407-3815
Transaction Type	Mortgage
Record Updated	Mar 21, 2024
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RP20223951
Date	Jul 15, 2022
Instrument	RP2022-3951

Lender

Name	UNITED MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERKIMER NY
Recording Date	Dec 30, 2020
Property Address	2650 STATE ROUTE 28, MOHAWK, NY 13407-3815
Document Number	0020205927
Instrument Date	Sep 15, 2020
Instrument	2020-5927
Transaction Type	Transfer
Record Updated	Mar 21, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3584 STATE ROUTE 5, FRANKFORT, NY 13340-5508

Mortgage

Document Number	0020205928
Date	Dec 30, 2020
Instrument	2020-5928

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERKIMER NY
Recording Date	Oct 03, 2017
Property Address	2650 STATE ROUTE 28, MOHAWK, NY 13407-3815
Document Number	0000002017/0000005282
Book / Page	0000002017 / 0000005282
Instrument Date	Sep 27, 2017
Transaction Type	Transfer
Record Updated	Mar 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 SOUTH ST, CANTON, MA 02021-3520

Tax Assessment & Valuation

Source: Herkimer County and German Flatts Town records · Assessment roll updated May 1, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	German Flatts Town
Unified School District	Central Valley Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,923.00	$99,000 (-) Land $17,200 Building $81,800	$185,393 (+3%) Land $32,210 Building $153,183
2023		$99,000 (+1.23%) Land $17,200 Building $81,800	$180,000 (+17.79%) Land $31,273 Building $148,727
2022		$97,800 Land $17,200 Building $80,600	$152,813 Land $26,875 Building $125,938
2020	$3,667.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1978–2013)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jun 2013 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2013 · 7 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Based on FCC filings for 19 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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