2650 S Dock St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 2650 S Dock St, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,815 sqft · built 2021
Lot Size	0.125 acres (5,460 sqft)
Owner	2 Individual Names on File
Last Sale	$453,458 (Sep 2022)
Tax Bill	$2,322 (2025)
Deeds & Mortgages	Sep 2022 Sale Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`313-29-166`

Property Details

APN / Parcel Number

Primary APN	`313-29-166`
Alternative APN	`313291669`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,815 sqft Living Area
Gross Area	1,959 sqft
1st Floor Area	1,815 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Combination
Roof Material	Concrete
Lot Area	5,460 sqft (0.125 acres)
Parking Spaces	2 Parking Spaces
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2650 S DOCK ST
City	GILBERT
State	AZ
Zip	85295-0356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FULTON HOMES COOLEY STATION PARCELS 9 11 17A & 30 MCR 1438-03
Legal Subdivision	FULTON HOMES COOLEY STATION PARCELS 9 11
Legal Lot Number	166
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1028
Census Tract	815601

Owner

2650 S Dock St is owned and occupied by two individuals who bought it in September 2022.

Source: Maricopa County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2650 S DOCK ST, GILBERT, AZ 85295-0356
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Special Warranty Deed, Construction Loan SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC
Sep 22, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Nov 17, 2020	Deed of Trust, Construction Loan · Construction Mortgage M & T BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2022 · Amount on File
Deed Sale	Sep 22, 2022 · Amount on File
Prior Sale	Sep 22, 2022 · Amount on File
Deed Document Number	2022727282
Record Updated	Sep 20, 2026

September 2022: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 22, 2022
Property Address	2650 S DOCK ST, GILBERT, AZ 85295-0356
Document Number	0000727281
Map Reference	MB 1438 PG 3
Instrument Date	Sep 1, 2022
Instrument	20220727281
Transaction Type	Construction Loan
Record Updated	Nov 21, 2025
Title Company	SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9140 S KYRENE RD # RD202, RD202, TEMPE, AZ 85284-2920

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9140 S KYRENE RD STE 202, 202, TEMPE, AZ 85284-2929

September 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 22, 2022
Property Address	2650 S DOCK ST, GILBERT, AZ 85295-0356
Document Number	0000727282
Map Reference	MB 1438 PG 3
Instrument Date	Sep 1, 2022
Instrument	20220727282
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 21, 2025
Title Company	SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9140 S KYRENE RD # RD202, RD202, TEMPE, AZ 85284-2920

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3650 S DOCK STREET, GILBERT, AZ 85226

Mortgage

Document Number	0000727283
Date	Sep 22, 2022
Instrument	20220727283

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

November 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Nov 17, 2020
Property Address	2650 S DOCK ST, GILBERT, AZ 85295-0356
Document Number	0001122948
Instrument Date	Nov 6, 2020
Instrument	1122948
Transaction Type	Construction Loan
Record Updated	May 17, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9140 S KYRENE RD #202 TEMPE AZ 852842929, 202, TEMPE, AZ 85284-2929

Mortgage

Document Number	0001122948
Date	Nov 17, 2020
Instrument	1122948

Lender

Name	M & T BK
Address	1630 S STAPLEY DR # 106, MESA, AZ 85204-6658

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	36 Months
Due	Nov 16, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2650 S Dock St was $2,322.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,760 (+78.41%)	$457,600 (+7.17%) Land $91,500 Building $366,100
2025	$2,322.00	$25,649 (-39%)	$427,000 (+1.55%) Land $85,400 Building $341,600
2024		$42,050	$420,500 Land $84,100 Building $336,400
2023	$2,430.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2650 S Dock St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2650 S Dock St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 730 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Cox Communications Fiber	2,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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