Santa Cruz County property record for 2650 Monterey Ave, Soquel, CA 95073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,620 sqft · built 1950 |
| Lot Size | 0.211 acres (9,191 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,415,000 (May 2022) |
| Tax Bill | $18,694 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Jun 2026 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-202-62 |
| Primary APN | 037-202-62 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,620 sqft Living Area |
| Gross Area | 3,192 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 9,191 sqft (0.211 acres) |
| Garage Type | Carport |
| Garage Area | 360 sqft |
| Carport | Carport |
| Carport Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 135 sqft |
| Patio Area | 135 sqft |
| Total Buildings | 2 Buildings |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2650 MONTEREY AVE |
|---|---|
| City | SOQUEL |
| State | CA |
| Zip | 95073-2804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-9 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 122005 |
Source: Santa Cruz County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 2650 MONTEREY AVE, SOQUEL, CA 95073-2804 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Sep 8, 2026 | Grant Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 5, 2026 | Deed of Trust, Mortgage · Line of Credit EAST COAST COMMUNITY BANK |
| Jul 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage INSTAMORTGAGE INC |
| May 27, 2022 | Grant Deed, Transfer · Commercial Mortgage PAUL W HISS 2001 TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2022 · Amount on Record |
| Deed Sale | May 27, 2022 · Amount on Record |
| Prior Sale | Nov 23, 2004 · Amount on Record |
| Deed Document Number | 202216595 |
| Prior Transfer Date | Jan 18, 2006 |
| Prior Transfer Doc | 0000004532 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Sep 8, 2026 |
| Property Address | 2650 MONTEREY AVE, SOQUEL, CA 95073-2804 |
| Document Number | 0000020097 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 202620097 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 2650 MONTEREY AVE, SOQUEL, CA 95073-2804 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jun 5, 2026 |
| Property Address | 2650 MONTEREY AVE, SOQUEL, CA 95073-2804 |
| Document Number | 0000012729 |
| Instrument Date | May 20, 2026 |
| Instrument | 202612729 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 2650 MONTEREY AVE, SOQUEL, CA 95073-2804 |
| Document Number | 0000012729, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 202612729 |
| Name | EAST COAST COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 2650 MONTEREY AVE, SOQUEL, CA 95073-2804 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Title Company | STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 2650 MONTEREY AVE, SOQUEL, CA 95073-2804 |
| Document Number | 0000021013 |
|---|---|
| Date | Jul 18, 2022 |
| Instrument | 2022-0021013 |
| Name | INSTAMORTGAGE INC |
|---|---|
| Type | Non-Lending Institution |
| Address | SAN JOSE, CA 95128 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 27, 2022 |
| Property Address | 2650 MONTEREY AVE, SOQUEL, CA 95073-2804 |
| Document Number | 0000016595 |
| Map Reference | MB 24 PG 28 |
| Instrument Date | May 26, 2022 |
| Instrument | 2022-0016595 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,556.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1336 BROMMER ST # 2, 2, SANTA CRUZ, CA 95062-2947 |
| Document Number | 0000016596 |
|---|---|
| Date | May 27, 2022 |
| Instrument | 2022-0016596 |
| Name | PAUL W HISS 2001 TRUST |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,531,641 (+2%) Land $1,194,680 Building $336,961 | ||
| 2025 | $18,694.00 (+9.4%) Homeowner's exemption | $1,501,609 (+4.04%) Land $1,171,255 Building $330,354 | |
| 2023 | $17,087.00 (+67.75%) Homeowner's exemption | $1,443,300 Land $1,125,774 Building $317,526 | $1,250,010 |
| 2022 | $10,186.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, T-Mobile, Verizon, Xfinity.
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