2650 Monroe St, Eugene, OR 97405 Property Records

Lane County property record for 2650 Monroe St, Eugene, OR 97405

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,141 sqft · built 1953
Lot Size	0.169 acres (7,405 sqft)
Owner	Owner Name on Record
Tax Bill	$5,045 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-03-06-33-01400-000`

Property Details

APN / Parcel Number

Primary APN	`18-03-06-33-01400-000`
Alternative APN	`0623890`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,141 sqft Finished Area
Gross Area	2,801 sqft
1st Floor Area	1,329 sqft
Attic Area	988 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1968
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	0623890
Street Address	2650 MONROE ST
City	EUGENE
State	OR
Zip	97405-2550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-LOW-DENSITY RES
Legal Description	SUBD:STOREYS SUB OF COLLEGE CREST ADDITION SEC/TWN/RNG/MER:SEC 06 TWN 18 RNG 03
Legal Range	03W
Legal Township	18S
Legal Section	06
Legal Quarter	SW
Quarter-Quarter Section	SW
Legal Subdivision	STOREYS SUB OF COLLEGE CREST ADDITION
Legal Block	13
Legal Lot Number	1400
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	2
Census Block	2033
Census Tract	4600

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	2650 MONROE ST, EUGENE, OR 97405-2550
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · Line of Credit OREGON COMMUNITY CREDIT UNION
Sep 22, 2022	Deed of Trust, Mortgage · Line of Credit OREGON COMMUNITY CU
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage OREGON COMMUNITY CU
Dec 31, 2020	Deed of Trust, Mortgage · Closed-End Mortgage KEY BANK NA
Apr 21, 2020	Deed of Trust, Mortgage · Line of Credit SUMMIT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 1, 1999
Transfer Doc	0000058700
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Recording Date	Sep 1, 2026
Property Address	2650 MONROE ST, EUGENE, OR 97405-2550
Document Number	0000029299
Instrument Date	Aug 31, 2026
Instrument	202629299
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2650 MONROE ST, EUGENE, OR 97405-2550

Mortgage

Document Number	0000029299,
Date	Sep 1, 2026
Instrument	202629299

Lender

Name	OREGON COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2056

Interest

Rate Type	Adjustable Rate
Rate	7%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2650 MONROE ST, EUGENE, OR 97405-2550
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 N 2ND ST, TACOMA, WA 98403-1930

Mortgage

Document Number	0000040135
Date	Sep 22, 2022
Instrument	2022-040135

Lender

Name	OREGON COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97475

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 22, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2650 MONROE ST, EUGENE, OR 97405-2550
Transaction Type	Mortgage
Record Updated	Jul 27, 2021
Title Company	CASCADE TITLE COMPANY, CASCADE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 N 2ND ST, TACOMA, WA 98403-1930

Mortgage

Document Number	0000047766
Date	Jul 20, 2021
Instrument	2021-047766

Lender

Name	OREGON COMMUNITY CU
Type	Credit Union
Address	EUGENE, OR 97401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2650 MONROE ST, EUGENE, OR 97405-2550
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077627
Date	Dec 31, 2020
Instrument	2020-077627

Lender

Name	KEY BANK NA
Type	Bank
Address	PORTLAND, OR 97201

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2650 MONROE ST, EUGENE, OR 97405-2550
Document Number	0000019545
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	CASCADE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 W 27TH AVE EUGENE OR 974053211, EUGENE, OR 97405-3211

Mortgage

Document Number	0000019545
Date	Apr 21, 2020
Instrument	19545

Lender

Name	SUMMIT BK
Type	Bank
Address	EUGENE, OR 97401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 20, 2025

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,045.00 (+3.89%)	$258,981 (+6.09%)	$757,372 (+3.57%) Land $99,376 Building $657,996
2023	$4,856.00 (+4.03%)	$244,115 (+3%)	$731,239 (+25.76%) Land $76,795 Building $654,444
2022	$4,668.00	$237,005	$581,477 Land $77,963 Building $503,514

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 673 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Hunter Communications Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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