2650 Dolfino Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2650 Dolfino Ct, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 3,084 sqft · built 2007
Lot Size	0.123 acres (5,401 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Nov 2020)
Tax Bill	$4,757 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`148690`

Property Details

APN / Parcel Number

Primary APN	`148690`
Alternative APN	`272630291900010160`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,084 sqft Heated Area
Gross Area	3,543 sqft
1st Floor Area	1,605 sqft
Upper Floors Area	1,479 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	5,401 sqft (0.123 acres)
Garage Type	Finished
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	60 sqft
Patio Area	170 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	148690
Street Address	2650 DOLFINO CT
City	SAINT CLOUD
State	FL
Zip	34772-6713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	VILLAGIO PB 19 PG 43-45 LOT 16 ORD# 2015-06
Legal Range	30E
Legal Township	26S
Legal Section	27
Legal Subdivision	VILLAGIO
Legal Tract	2919
Legal Block	1
Legal Lot Number	16
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1013
Census Tract	43207

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2650 DOLFINO CT, SAINT CLOUD, FL 34772-6713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Jun 12, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2020 · Amount on Record
Deed Sale	Nov 9, 2020 · Amount on Record
Prior Sale	Jun 12, 2019 · Amount on Record
Deed Document Number	2020152994
Deed Book / Page	5829 / 1268
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 9, 2020
Property Address	2650 DOLFINO CT, SAINT CLOUD, FL 34772-6713
Document Number	0058291268
Book / Page	5829 / 1268
Map Reference	MB 19 PG 43-45
Instrument Date	Nov 3, 2020
Instrument	2020152994
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	WATSON TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1152 ORNE CT, 1152, KISSIMMEE, FL 34759-7004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2650 DOLFINO CT, SAINT CLOUD, FL 34772-6713

Mortgage

Document Number	0058291270
Date	Nov 9, 2020
Instrument	5829/1270

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 12, 2019
Property Address	2650 DOLFINO CT, SAINT CLOUD, FL 34772-6713
Document Number	0055391391
Book / Page	5539 / 1391
Map Reference	MB 19 PG 43-45
Instrument Date	Jun 11, 2019
Instrument	2019075428
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	NONA TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	977 CHAMBERLIN TRL, 977, SAINT CLOUD, FL 34772-7642

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2650 DOLFINO CT, SAINT CLOUD, FL 34772-6713

Mortgage

Document Number	0055391393
Date	Jun 12, 2019
Instrument	5539/1393

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,757.00 (+6.06%) Homeowner's exemption	$308,651 (+5.99%)	$422,500 (+2.95%) Land $65,000 Building $357,500
2023	$4,485.00 (+3.44%) Homeowner's exemption	$291,217 (+3%)	$410,400 (+16.49%) Land $60,000 Building $350,400
2022	$4,336.00 Homeowner's exemption	$282,735	$352,300 Land $60,000 Building $292,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
CenturyLink DSL	140 / 20

May also be available: AT&T, Verizon, Xfinity.

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