2650 Clay St, Placerville, CA 95667 Property Records

El Dorado County property record for 2650 Clay St, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,765 sqft · built 2000
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (May 2023)
Tax Bill	$8,413 (2025)
Deeds & Mortgages	Oct 2021 Mortgage May 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`002-410-008-000`

Property Details

APN / Parcel Number

Primary APN	`002-410-008-000`
Alternative APNs	`00241008100` `0024100810`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,765 sqft Living Area
1st Floor Area	1,765 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Wood
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,765 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2650 CLAY ST
City	PLACERVILLE
State	CA
Zip	95667-4678
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R106
Legal Description	L 15 COTTONWOOD PK SUB #1
Legal Subdivision	COTTONWOOD PK SUB #1
Legal Lot Number	15
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	1
Census Block	1008
Census Tract	31100

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 764, DIAMOND SPRINGS, CA 95619-0764
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 31, 2023	Affidavit of Death of Joint Tenant, Transfer NOT AVAILABLE, INTER CNTY TTL CO OF EL DORA
May 31, 2023	Grant Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jun 8, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2023 · Amount on Record
Deed Sale	May 31, 2023 · Amount on Record
Prior Sale	Oct 5, 2000 · Amount on Record
Deed Document Number	202314882
Prior Transfer Date	May 25, 2023
Prior Transfer Doc	0000014881
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2650 CLAY ST, PLACERVILLE, CA 95667-4678
Transaction Type	Mortgage
Record Updated	Jul 25, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2650 CLAY ST, PLACERVILLE, CA 95667-4678

Mortgage

Document Number	0000063111
Date	Oct 5, 2021
Instrument	2021-0063111

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

May 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	EL DORADO CA
Recording Date	May 31, 2023
Property Address	2650 CLAY ST, PLACERVILLE, CA 95667-4678
Document Number	0000014881
Map Reference	MB 1 PG 39
Instrument Date	May 30, 2023
Instrument	2023-0014881
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	NOT AVAILABLE, INTER CNTY TTL CO OF EL DORA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9135 TARNWOOD DR, VILLA RICA, GA 30180-7676

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	May 31, 2023
Property Address	2650 CLAY ST, PLACERVILLE, CA 95667-4678
Document Number	0000014882
Map Reference	MB 1 PG 39
Instrument Date	May 30, 2023
Instrument	2023-0014882
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	NOT AVAILABLE, INTER CNTY TTL CO OF EL DORA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 764, DIAMOND SPRINGS, CA 95619-0764

Mortgage

Document Number	0000014883
Date	May 31, 2023
Instrument	2023-0014883

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2650 CLAY ST, PLACERVILLE, CA 95667-4678
Document Number	0000024068
Instrument Date	Jun 8, 2017
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2650 CLAY ST PLACERVILLE CA 956674678, PLACERVILLE, CA 95667-4678

Mortgage

Document Number	0000024068
Date	Jun 15, 2017
Instrument	24068

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Municipality	Placerville City
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Placerville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$557,132 (+2%) Land $139,017 Building $418,115
2025	$8,413.00 (+48.38%) Homeowner's exemption	$546,209 (+104.43%) Land $136,292 Building $409,917
2024	$5,670.00 (+96.4%)
2023	$2,887.00 (+1.44%) Homeowner's exemption	$267,189 Land $69,505 Building $197,684
2022	$2,846.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1980–1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACERVILLE, CITY OF - MAIN serves 9,224 people · EPA ID CA0910003
Water Source	Purchased surface water from EL DORADO ID - MAIN
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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