2650 3rd St, Lincoln, CA 95648 Property Records

Placer County property record for 2650 3rd St, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,938 sqft · built 2001
Lot Size	0.164 acres (7,131 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Dec 2010)
Tax Bill	$4,382 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`009-033-009-000`

Property Details

APN / Parcel Number

Primary APN	`009-033-009-000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	2,938 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	7,131 sqft (0.164 acres)
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2650 3RD ST
City	LINCOLN
State	CA
Zip	95648-2836
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 PARK ESTATES UNIT 3 W-11
Legal Subdivision	PARK ESTATES
Legal Lot Number	20
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2002
Census Tract	23900

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2650 3RD ST, LINCOLN, CA 95648-2836
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2023	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Jan 27, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 14, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 30, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2010 · Amount on File
Deed Sale	Dec 17, 2010 · Amount on File
Prior Sale	Dec 17, 2010
Deed Document Number	2010105532
Prior Transfer Date	Dec 13, 2010
Prior Transfer Doc	0000105531
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	2650 3RD ST, LINCOLN, CA 95648-2836
Transaction Type	Mortgage
Record Updated	Feb 22, 2023
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2650 3RD ST, LINCOLN, CA 95648-2836
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005733
Date	Feb 8, 2023
Instrument	2023-0005733

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	2650 3RD ST, LINCOLN, CA 95648-2836
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006929
Date	Jan 27, 2020
Instrument	2020-0006929

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	2650 3RD ST, LINCOLN, CA 95648-2836
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2650 3RD ST, LINCOLN, CA 95648-2836

Mortgage

Document Number	0000099907
Date	Sep 14, 2020
Instrument	2020-0099907

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	354 Months
Due	Mar 1, 2050

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	2650 3RD ST, LINCOLN, CA 95648-2836
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2650 3RD ST, LINCOLN, CA 95648-2836

Mortgage

Document Number	0000084401
Date	Jun 30, 2021
Instrument	2021-0084401

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	346 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$339,753 (+2%) Land $52,264 Building $287,489
2025	$4,382.00 (+1.88%)	$333,092 (+4.04%) Land $51,240 Building $281,852
2023	$4,301.00 (+1.18%)	$320,159 Land $49,251 Building $270,908
2022	$4,251.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Fiber · Cable in parts of the area	1,500 / 1,500
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Corridor Wireless Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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