2650 23rd Ave, Sacramento, CA 95820 Property Records

Sacramento County property record for 2650 23rd Ave, Sacramento, CA 95820

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,030 sqft · built 1948
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$377,000 (Apr 2021)
Tax Bill	$4,821 (2025)
Deeds & Mortgages	Apr 2021 Transfer Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`019-0122-006-0000`

Property Details

APN / Parcel Number

Primary APN	`019-0122-006-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,030 sqft Living Area
Gross Area	1,250 sqft
1st Floor Area	1,030 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	2650 23RD AVE
City	SACRAMENTO
State	CA
Zip	95820-3723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	HECKES & TRAINOR TRACT 03, LOT 27
Legal Subdivision	HECKES & TRAINOR TRACT 03
Legal Tract	3
Legal Lot Number	27
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1025
Census Tract	3600

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2650 23RD AVE, SACRAMENTO, CA 95820-3723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Apr 20, 2021	Grant Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Oct 2, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jan 8, 2020	Deed of Trust, Mortgage · FHA Mortgage UNITED FIDELITY FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2021 · Amount on Record
Deed Sale	Apr 20, 2021 · Amount on Record
Prior Sale	Sep 22, 2016 · Amount on Record
Deed Book / Page	20210420 / 1306
Prior Transfer Date	Apr 15, 2021
Prior Transfer Doc	4200000001305
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 20, 2021
Property Address	2650 23RD AVE, SACRAMENTO, CA 95820-3723
Document Number	0000001305
Map Reference	MB 27 MAP 29
Instrument Date	Apr 15, 2021
Instrument	202104201305
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2521 ATLAS AVE, SACRAMENTO, CA 95820-4630

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 20, 2021
Property Address	2650 23RD AVE, SACRAMENTO, CA 95820-3723
Document Number	0000001306
Map Reference	MB 27 MAP 29
Instrument Date	Apr 12, 2021
Instrument	202104201306
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2521 ATLAS AVE, SACRAMENTO, CA 95820-4630

Mortgage

Document Number	0000001307
Date	Apr 20, 2021
Instrument	202104201307

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2650 23RD AVE, SACRAMENTO, CA 95820-3723
Document Number	2010270498
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2650 23RD AVE SACRAMENTO CA 958203723, SACRAMENTO, CA 95820-3723

Mortgage

Document Number	2010270498
Date	Oct 27, 2020
Instrument	2010270498

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 26, 2045

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2650 23RD AVE, SACRAMENTO, CA 95820-3723
Document Number	2001231365
Instrument Date	Jan 8, 2020
Transaction Type	Mortgage
Record Updated	Feb 7, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7544 TWILIGHT DR SACRAMENTO CA 958225729, SACRAMENTO, CA 95822-5729

Mortgage

Document Number	2001231365
Date	Jan 23, 2020
Instrument	2001231365

Lender

Name	UNITED FIDELITY FNDG
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$416,234 (+2%) Land $82,804 Building $333,430
2025	$4,821.00 (+1.45%) Homeowner's exemption	$408,074 (+4.04%) Land $81,181 Building $326,893
2024	$4,752.00 (+2.46%)
2023	$4,638.00 (+1.76%) Homeowner's exemption	$392,230 Land $78,030 Building $314,200
2022	$4,558.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	12 (1993–2023)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Mar 2023 · Severe Storm And Flooding
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 737 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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