2650 130th St, Floyd, IA 50435 Property Records

Floyd County property record for 2650 130th St, Floyd, IA 50435

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1973
Lot Size	1.67 acres (72,745 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (May 2019)
Tax Bill	$2,354 (2026)
Deeds & Mortgages	Nov 2023 Second Mortgage Feb 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`070220000600`

Property Details

APN / Parcel Number

Primary APN	`070220000600`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	500 sqft
Basement Area	1,344 sqft
Finished Basement	500 sqft
Unfinished Basement	844 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	72,745 sqft (1.67 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Deck Area	168 sqft
Patio Area	168 sqft
Granary	Granary

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2650 130TH ST
City	FLOYD
State	IA
Zip	50435-8006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR A E SIDEE1/2 N W FR2-96-16
Legal Range	16W
Legal Township	96N
Legal Section	02
Jurisdiction	FLOYD IA
Township / Civil Division	CEDAR
Census Block Group	3
Census Block	3063
Census Tract	480100

Owner

2650 130th St is owned and occupied by an individual who bought it in May 2019.

Source: Floyd County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2650 130TH ST, FLOYD, IA 50435-8006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST CITIZENS BANK
Feb 10, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK
May 7, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2019 · Amount on File
Deed Sale	May 7, 2019 · Amount on File
Deed Document Number	2019833
Deed Book / Page	2019 / 833
Prior Transfer Date	Apr 3, 2019
Prior Transfer Doc	002019/833
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD IA
Property Address	2650 130TH ST, FLOYD, IA 50435-8006
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023/2263
Date	Nov 17, 2023
Book Page	2023/2263
Instrument	2023 2263

Lender

Name	FIRST CITIZENS BANK
Type	Bank
Address	CHARLES CITY, IA 50616

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 17, 2043

Interest

Rate Type	Adjustable Rate

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD IA
Property Address	2650 130TH ST, FLOYD, IA 50435-8006
Transaction Type	Mortgage
Record Updated	Apr 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023/0243
Date	Feb 10, 2023
Book Page	2023/0243
Instrument	2023 0243

Lender

Name	FIRST CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 15, 2038

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD IA
Property Address	2650 130TH ST, FLOYD, IA 50435-8006
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/2489
Date	Oct 14, 2020
Book Page	2020/2489
Instrument	2020 2489

Lender

Name	FIRST CITIZENS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2035

Interest

Rate Type	Fixed Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD IA
Recording Date	May 7, 2019
Property Address	2650 130TH ST, FLOYD, IA 50435-8006
Document Number	002019/833
Book / Page	2019 / 833
Instrument Date	Apr 3, 2019
Instrument	833
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2650 130TH ST, FLOYD, IA 50435-8006

Tax Assessment & Valuation

The 2026 property tax bill for 2650 130th St was $2,354 with a homeowner's exemption.

Source: Floyd County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Floyd County
Unified School District	Charles City Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,354.00 Homeowner's exemption	$223,240 (-) Land $39,760 Building $183,480	$223,240 (-) Land $39,760 Building $183,480
2025	$2,354.00 Homeowner's exemption	$223,240 Land $39,760 Building $183,480	$223,240 Land $39,760 Building $183,480
2023		$212,550 (+56.42%) Land $37,380 Building $175,170	$212,550 Land $37,380 Building $175,170
2022	$1,928.00	$135,880 Land $37,380 Building $98,500
2021			$135,880 Land $37,380 Building $98,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2650 130th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2013–2021)
Most Recent Claim	Aug 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2650 130th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OmniTel-Interstate Cablevision Fiber	8,000 / 8,000

May also be available: Nextlink.

Cell Coverage

5G and 4G LTE (outdoors only)

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