265 Windward Way, Richmond, KY 40475 Property Records

Madison County property record for 265 Windward Way, Richmond, KY 40475

Property Summary

Property Type	Other
Owner	Individual Name on Record
Last Sale	$287,000 (May 2023)
Tax Bill	$2,706 (2025)
Deeds & Mortgages	Nov 2020 Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0068-0005-0054`

Property Details

APN / Parcel Number

Primary APN	`0068-0005-0054`
Alternative APNs	`118096` `74314` `47564`

Location & Zoning

Account Number	47564
Street Address	265 WINDWARD WAY
City	RICHMOND
State	KY
Zip	40475-7733
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	ASHPARK LOT 54
Legal Lot Number	54
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1020
Census Tract	10301

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	265 WINDWARD WAY, RICHMOND, KY 40475-7733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK & TRUST CO OF MADISON CNTY
May 15, 2023	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENCE BANK OF KENTUCKY
May 5, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2023 · Amount on Record
Deed Sale	May 15, 2023 · Amount on Record
Prior Sale	May 5, 2021 · Amount on Record
Deed Document Number	2014144704
Deed Book / Page	D838 / 213
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	265 WINDWARD WAY, RICHMOND, KY 40475-7733
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M01997/57
Date	Nov 18, 2020
Book Page	M01997/57
Instrument	2014024355

Lender

Name	PEOPLES BANK & TRUST CO OF MADISON CNTY
Type	Bank
Address	BEREA, KY 40403

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 10, 2021

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	May 15, 2023
Property Address	265 WINDWARD WAY, RICHMOND, KY 40475-7733
Document Number	00D838/213
Book / Page	D838 / 213
Map Reference	CAB 29 SL 107
Instrument Date	May 12, 2023
Instrument	2014144704
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$287.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	250 SAVANNA DR, RICHMOND, KY 40475-7512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 WINDWARD WAY, RICHMOND, KY 40475-7733

Mortgage

Document Number	2014144707
Date	May 15, 2023
Instrument	2014144707

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	May 5, 2021
Property Address	265 WINDWARD WAY, RICHMOND, KY 40475-7733
Document Number	00D804/589
Book / Page	D804 / 589
Map Reference	CAB 29 PG 107
Instrument Date	May 3, 2021
Instrument	2014035718
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount Recorded
Tax	$245.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1045 RUBRUM WAY, RICHMOND, KY 40475-7573

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	265 WINDWARD WAY, RICHMOND, KY 40475-7733
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,706.00 (+13.94%) Additional exemption filed	$287,000 (+17.19%)	$287,000 (+17.19%)
2023	$2,375.00 (-0.29%)	$244,900 (-)	$244,900 (-)
2022	$2,382.00	$244,900	$244,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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