Middlesex County and Reading Town property record for 265 West St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,787 sqft · built 1890 |
| Lot Size | 0.331 acres (14,418 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Oct 2011) |
| Tax Bill | $11,207 (2026) |
| Deeds & Mortgages | Oct 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:015.0-0000-0217.0 |
| Primary APN | READ M:015.0-0000-0217.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,787 sqft Living Area |
| Gross Area | 5,709 sqft |
| 1st Floor Area | 1,200 sqft |
| Basement Area | 1,293 sqft |
| Unfinished Basement | 1,293 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,418 sqft (0.331 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 490000000660 |
|---|---|
| Street Address | 265 WEST ST |
| City | READING |
| State | MA |
| Zip | 01867-2848 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 334200 |
265 West St is owned and occupied by two individuals who bought it in October 2011.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 265 WEST ST, READING, MA 01867-2848 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2011 · Amount on File |
| Deed Sale | Oct 14, 2011 · Amount on File |
| Deed Document Number | 201117 |
| Deed Book / Page | 57641 / 281 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 265 WEST ST, READING, MA 01867-2848 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 080804-294 |
|---|---|
| Date | Oct 7, 2022 |
| Book Page | 80804/294 |
| Instrument | 151312 |
| Name | DANIEL R HOUDE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 265 West St was $11,207, down 2.3% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,207.00 (-2.28%) | $1,022,500 (+1.55%) Land $437,400 Building $568,400 | $1,185,171 (+7.4%) |
| 2025 | $11,469.00 (+1.09%) | $1,006,900 (+4.02%) Land $430,600 Building $576,300 | $1,103,520 (+2.61%) |
| 2024 | $11,345.00 (+51.47%) | $968,000 (+62.72%) Land $413,700 Building $554,300 | $1,075,495 |
| 2023 | $7,490.00 | $594,900 Land $373,000 Building $221,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 265 West St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2001 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 265 West St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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