Rowan County property record for 265 Waters Rd, Salisbury, NC 28146 · Last verified October 2023
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,447 sqft · built 2000 |
| Lot Size | 2.4 acres (104,544 sqft) |
| Owner | Individual Name on File |
| Last Sale | $167,000 (Sep 2000) |
| Tax Bill | $2,686 (2023) |
| Deeds & Mortgages | Jun 2023 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 614 157 |
| Primary APN | 614 157 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,447 sqft Living Area |
| 1st Floor Area | 2,447 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Lot Area | 104,544 sqft (2.4 acres) |
| Garage Type | Detached |
| Garage Area | 736 sqft |
| Carport | Carport |
| Carport Area | 720 sqft |
| Porch | Porch |
| Porch Area | 224 sqft |
| Storage Building | Storage Building |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 6234056 |
|---|---|
| Old Parcel Number | 614 157 |
| Street Address | 265 WATERS RD |
| City | SALISBURY |
| State | NC |
| Zip | 28146-7622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.40AC L73 |
| Legal Subdivision | WATER |
| Legal Lot Number | 73 |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | PROVIDENCE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 50901 |
Source: Rowan County records · APN 614 157
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 265 WATERS RD, SALISBURY, NC 28146-7622 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 02, 2023 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| May 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 29, 2000 · Amount on Record |
| Deed Sale | Sep 29, 2000 · Amount on Record |
| Deed Document Number | 0000890974 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 265 WATERS RD, SALISBURY, NC 28146-7622 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 265 WATERS RD, SALISBURY, NC 28146-7622 |
| Document Number | 0014240207 |
|---|---|
| Date | Jun 02, 2023 |
| Book Page | 1424/207 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Jul 01, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3% |
| Max Rate At Change | 7% |
| Index | 5-Year TN |
| Max Rate | 11% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 265 WATERS RD, SALISBURY, NC 28146-7622 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0013490074 |
|---|---|
| Date | May 27, 2020 |
| Book Page | 1349/74 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,686.00 | $423,137 Land $32,500 Building $390,637 | $423,137 Land $32,500 Building $390,637 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371590509012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Sep 1996, tidal / storm surge |
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 50 |
| AT&T | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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